Australia's most popular banking app is even better^

Our re-designed CommBank app makes it easier for you to do business, with new features and tools to help you access insights on the go.

  • Separate your business and personal accounts
  • Customise your app home screen
  • Get insights tailored to your business

CommBank app for business

Make business moves with a $0 Business Transaction Account

Our Business Transaction Account is your everyday business bank account1, with a $0 Monthly Account Fee option.


Apply online

Get a $0 Smart Mini reader

Apply for a Smart Mini and we’ll waive the reader cost (saving $59).4

50% off select QuickBooks packages for first 6 months

Manage your invoicing, bookkeeping and billing easily, all in one place.

Expires 29 Feb 2024

Customer stories & insights

When you’re on the small business journey, a little help goes a long way.

How to write a financial plan 

What you'll need to write a financial plan for your business. 

The eCommerce trends set to accelerate in 2024

Consumers will be even more selective, payment flexibility and innovation will be vital, and new tools to boost online security will gain momentum.

What's an ABN?

If you run a business in Australia, you’ll likely need an Australian Business Number (ABN). 

Things you should know

  • As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on this advice, consider its appropriateness to your circumstances. You can view the Terms and Conditions for Business Transaction and Savings Accounts (PDF), Merchant Agreement, our Financial Services Guide (PDF) and the Electronic Banking Terms and Conditions (PDF) and should consider them before making any decision about these products and services. Bank fees and charges may apply. 

    *DBM Australian Financial Awards 2023 – ‘Most recommended Major Business Bank’ and ‘Most Recommended Business Bank Account (Major Bank)’. Presented March 2023. Award is based on information collected from the DBM Atlas research program – feedback from over 18,000 businesses January 2022 through December 2022.

    ^ Based on most active app users as at 12 October 2023.

    1 You can only open an account online if you're a new or existing customer who is either a sole trader or director of a private company (Pty Ltd). You'll need to set up your business with us so we can verify your business details with ASIC. Once your beneficial owners and nominated directors have verified their ID (we'll email them instructions to do this online), you'll be able to open and start using your account. You'll be providing information to us on behalf of directors and owners in accordance with our Privacy Policy - make sure you've got their permission to do so before you start.

    2 Daily IQ has been prepared as a research tool for general informational purposes only and should not be relied on to make business decisions or for account reconciliation. The information may be incomplete or not up to date and may contain errors and omissions. Any projections and forecasts are based on a number of assumptions and estimates, including future events and contingencies, which may be inaccurate. Daily IQ is available to business customers with a CommBank Business Transaction Account. The Industry Sales Comparison, Busiest Times, Total Card Sales, Loyalty, Demographics and Location tools are only available to clients who have a CommBank merchant facility settling into a CommBank settlement account. Contact the NetBank Help Desk on 13 2221, or the CommBiz Help Desk on 13 2339 to find out if you are eligible.

    3 You can view the Terms and Conditions for CommBank PayID, our Financial Services Guide (PDF) and the Electronic Banking Terms and Conditions (PDF) and should consider them before making any decision about these products and services. Bank fees and charges may apply.

    $0 Smart Mini offer is valid while stocks last. The $0 Smart Mini offer is subject to change without prior notification. We reserve the right to modify or revoke this offer at any time, for any reason. A maximum cost of five Smart Mini readers will be waived per valid, new merchant number you have with us. All other terms, conditions, fees and charges apply to our merchant services. Offer does not include the Smart Mini dock which will remain at $39. For more information on our range of EFTPOS products and pricing plans, visit

    The target market for these products will be found within the product’s Target Market Determination, available here.