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Why choose a business overdraft?

flexible credit

Flexible credit

With no fixed term, you have the flexibility of using your overdraft whenever you need it, so your business is covered even in the short term.

Ideal cash flow solution

The ideal cash flow solution

Ongoing access to funds gives you the peace of mind, knowing that your business is ready for the unexpected. Interest is charged based on the amount of money you use each month.

24/7 access

24/7 access

Get access to your overdraft through NetBank, CommBiz, ATMs, EFTPOS, Cheque, the CommBank mobile app, over the phone or in a branch.

Your choice of business overdrafts

Simple Business Overdraft
  • Up to $50,000
  • Simple fast online application
  • No set term or security required^.
Learn more
Business Overdraft
  • More than $50,000
  • Speak to a business banker for a personalised application
  • Secured and unsecured options.
Learn more

Growing your business

How to manage your cash flow

Managing your cash flow

Running a successful business hinges on taking control of your cash flow so we’ve put together some expert advice to help you manage this.

How to manage cash flow
Self-employed to entrepeneur

Self-employed to entrepreneur

As your business grows, your role will change. You’ll be leaving the day-to-day operations to others so you can focus on the bigger picture. But how do you make the journey from self-employed to entrepreneur? 

How to take the next step

Important information

^Directors guarantees are required for companies.

As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances. Applications are subject to the Bank’s normal credit approval. Fees and charges are payable.