Help & support
Use NameCheck to assess account information before payment or account setup, helping reduce errors and strengthen controls.
Use PayTo® to collect pre-authorised account-to-account payments directly from customers, giving your business a flexible way to manage recurring, variable and one-off payments.
Use Fast Payments to make near real-time payments to NPP eligible accounts using a BSB and account number or PayID® (CommBiz only, not currently available for our APIs.)1 Initiate payments in CommBiz or connect your systems using our APIs.
Integrate payment and additional services directly into your systems.
Use a secure, ready-to-use platform to manage payments without integration.
Payment APIs allow your systems to connect directly to CommBank, so Fast Payments and PayTo® agreements can be initiated, managed and tracked within your own platforms.
Instead of relying on manual processes or separate systems, you can trigger Fast Payments, PayTo® agreements, receive updates and manage workflows.
Unlike traditional payment approaches, CommBank brings together account verification, Fast Payment execution and account-to-account collection across both platforms and APIs, allowing businesses to:
Better customer experiences
Deliver faster, more transparent payment journeys.
Greater operational efficiency
Reduce manual handling and avoidable rework.
Stronger payment controls
Add checks before and during payment or account setup to reduce the opportunity for errors and fraud.
Enhanced product and payment experiences
Support recurring, flexible and near real-time payment models.
Improved reconciliation and visibility
Spend less time tracking and resolving payments.
Connect payment capabilities into your systems with APIs.
Get started quickly with a ready-to-use platform.
CommBank’s financial integrations and payment solutions help businesses collect, send and manage money through CommBiz or APIs. They bring together account verification, account‑to‑account collections and near real‑time payments in one connected approach.
These solutions include:
Businesses can either:
Payment APIs let businesses initiate payments, create PayTo® agreements, verify account details and receive near real‑time updates within their own systems. This can help reduce manual handling, delays and reconciliation effort.
These capabilities can be used across the payment lifecycle:
Together, they give businesses greater control, speed and visibility at each stage.
These solutions are designed for businesses that want stronger payment controls, faster money movement, and the flexibility to use CommBiz or integrate payments directly into their systems.
This information has been prepared without taking into account your individual or business needs and objectives. View information about CommBiz and the full Terms and Conditions (including fees and charges). Our APIs are subject to the Bank’s terms and conditions (including fees and charges) and eligibility criteria. View our Financial Services Guide (PDF). You should consider this information before making any decision about these products and services.
1 Some BSB and/or account numbers of other financial institutions are not eligible to receive Fast Payments. In this instance, when processing a Fast Payment you will be advised to choose a different payment method.
2 Our NameCheck technology is used for payments made to a BSB and account number. It is not compatible for all payment types (for example, BPAY ®).
PayID® and PayTo® are registered trademarks of NPP Australia Limited.
BPAY® is a registered trademark of BPAY Pty Limited.
