Help & support
Everyday Investing
Awarded ‘Innovation Excellence - Financial Services’ by Canstar for 2026^
Invest in up to four professionally designed managed funds with a minimum investment of $2.
Designed for people who want to invest in diversified funds and have their investments managed by professionals.
OFFER
$0 monthly access fee for a limited time
Available to new and existing Everyday Investing customers. T&Cs apply+
Pocket ETFs
Choose from ten specially curated Exchange Traded Funds (ETFs) that allow you to invest in the market from as little as $50.
Designed for people who want to invest in specific themes or industries, such as technology.
OFFER
Pay $0 brokerage on ETFs
Available to new and existing Pocket customers. Limited time offer. T&Cs apply~
Aussie Shares
Get access to over 2,000 shares and ETFs listed on the Australian Securities Exchange (ASX). Requires a minimum first investment of $500 and then $100 minimum for future investments in the same investment.
Designed for people who want the freedom and control of choosing their own investments.
OFFER
Get started with $0 brokerage
New to CommSec customers can enjoy $0 brokerage on up to 30 trades. T&Cs apply*
Manage your banking and investing in one place. Use the CommBank app’s Investing hub to invest, manage and monitor Aussie shares, ETFs and managed fund investments - right alongside your everyday banking.
Stay ahead of the market with the CommBank app Investing hub. Catch market highlights and see who’s rising and falling on the ASX. Track the biggest and most traded ETFs or those with the highest growth. Plus, you can keep tabs on your favourite shares, all at your fingertips.
If you’re new to investing or building on what you already know, the Investing hub includes bite-sized educational content to support your learning whenever you need it.
New to investing? To help you find your way to your first investment we have a library of articles to help you navigate the world of investing. Take your time, and when you’re ready, you’re only a tap away from starting your investing journey.
Current offers for our eligible customers
$0 monthly access fee for a limited time
New and existing Everyday Investing customers can enjoy a waived monthly access fee until 30 Sep 2026+
Pay $0 brokerage on Pocket ETFs
Available to all new and existing Pocket customers until 30 October 2026 ~
Trades executed outside the offer period will incur standard CommSec Pocket brokerage charges.
Get started with $0 brokerage
New to CommSec customers can enjoy $0 brokerage on up to 30 trades*
Limited time offer.
CommBank Yello investing benefit
Receive up to $10 monthly loyalty benefit as an eligible CommBank Yello customer for investing**
New to CommBank? Download the CommBank app and you can securely create your profile in under 10 minutes.
You can start investing directly in the CommBank app through:
Everyday Investing (EDI)
Everyday Investing offers four professionally managed funds: Conservative, Balanced, Growth and High Growth. Your money is pooled with other investors and managed by professionals who invest across a mix of assets such as shares, property and infrastructure.
CommSec Pocket ETFs
Invest in 10 themed Exchange Traded Funds (ETFs), covering areas like technology, sustainability and top Australian companies. ETFs group together a range of companies or assets, helping you diversify your investments in one simple trade.
CommSec Australian Shares
Trade over 2,000 shares and ETFs listed on the Australian Securities Exchange (ASX).
Each option offers different levels of control, risk appetite, cost and diversification, so you can choose the approach that best suits your goals and experience.
Everyday Investing (EDI)
Starts from $2 per investment.
CommSec Pocket ETFs
Starts from $50 per trade.
CommSec Australian Shares
A minimum first trade of $500 is required when buying a share or ETF for the first time on the ASX.
Fees and costs depend on the product you choose to invest in.
Everyday Investing (EDI)
Monthly access fee: $0 if your total account balance is under $1,000, or $2 where your account balance is $1,000 or more.
Management fees and costs: 0.35% p.a., which is reflected in the daily unit price for the fund.
Transaction costs: 0.05% p.a. (estimated), which is also reflected in the daily unit price for the fund.
Example: If your total Everyday Investing account balance is $1,000 or more and assuming your balance remained at $1,000 throughout the year, you’d pay $24 ($2 monthly) in access fees, about $3.50 in management costs and $0.50 in transaction costs. That’s a total of $28 for the year.
CommSec Pocket ETFs
Brokerage fee: $2 per trade up to $1,000, or 0.20% for trades above $1,000.
No ongoing account fees.
CommSec Australian Shares
Trade amount |
Cost* |
Up to $1,000 (inclusive) |
$5 |
Over $1,000 up to $3,000 (inclusive) |
$10 |
Over $3,000 up to $10,000 (inclusive) |
$19.95 |
Over $10,000 up to $25,000 (inclusive) |
$29.95 |
Over $25,000 |
0.12% |
No ongoing account fees.
Funding depends on the investing option you choose:
Everyday Investing (EDI)
The money will be debited from your Linked CommBank Account immediately and will be shown in your Everyday Investing ‘Transactions’ screen as ‘Pending’.
Investments typically take two business days to process. Once processed, the transaction will show as ‘Completed’ in your ‘Transactions’ screen and we’ll notify you in the app and through email.
Your Everyday Investing account balance will only be updated once the investment is completed.
CommSec Pocket ETFs
Trades are paid directly from your linked CommBank account each time you invest. You can set up re-occurring regular or one-off investments.
CommSec Australian Shares
You’ll need a Commonwealth Direct Investment Account (CDIA) linked to your CommSec trading account for settlements and transfers. A CDIA will be automatically opened for you when you open a CommSec trading account.
In the CommBank app, search for ‘Investing’.
Tap ‘Investing’ under Products & Services to explore your options. You’ll see Everyday Investing, CommSec Pocket, and CommSec Australian Shares, each with information to help you choose the option that best suits your goals.
When you’re ready, select your preferred option and follow the prompts to get started directly in the app.
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^ The Canstar 2026 Innovation Excellence Award was received in April, 2026 for Everyday Investing. To find out more details about the award CommBank has received from Canstar, please go to https://www.canstar.com.au/star-ratings-awards/innovation-awards/
# The new investing experience features and functionality in the CommBank app is only available for CommSec Pocket and individual CommSec Australian Share accounts. Other account types can be viewed through Accounts list, or through CommSec app and platforms.
+ The Access Fee waiver offer is available to eligible new and existing Everyday Investing customers.
To be eligible, you must open or hold an Everyday Investing Account between 1 April 2026 and 30 September 2026.
As part of the offer, the Access Fee on your Everyday Investing Account will be waived from 1 April 2026 to 30 September 2026 (Offer Period).
Outside this Offer Period, the usual Access Fee applies where the total balance in your Everyday Investing Account is $1,000 or more.
For reference, the Access Fee is a monthly $2 fee and will be charged where the total balance in your Everyday Investing Account is $1,000 or more. The balance will be assessed on the last calendar day of the month and charged within the first 7 business days of the following month. The Access Fee will only be charged from the second month following the establishment of an Everyday Investing Account. The Access Fee is debited from your Linked CommBank Account.
Everyday Investing Terms and Conditions and other standard fees and charges apply, refer to Everyday Investing Terms and Conditions and Product Disclosure Statement. This offer is not redeemable for cash, is not transferable, and may be withdrawn, amended or extended by CommBank at any time.
~ "$0 brokerage on CommSec Pocket trades" offer available to all CommSec Pocket customers during the offer period defined as 20th April 2026 to 30 October 2026 (inclusive) ("Offer Period").
Offer eligibility: This offer applies to all eligible trades executed during the Offer Period through the CommSec Pocket App or CommBank App.
For one-time trade orders: Zero brokerage applies to trades executed during the Offer Period.
For recurring investment orders: Zero brokerage applies to each trade execution that occurs during the Offer Period. Trade executions outside the Offer Period will incur standard brokerage charges.
Important: Any trade executed outside the Offer Period will incur standard CommSec Pocket brokerage charges, regardless of when the original order was placed or scheduled.
This offer applies only to ETFs available on CommSec Pocket and does not apply to CommSec Share Trading Account trades, International Share trades, Exchange Traded Options or Margin Lending.
No brokerage fee will be shown on the CommSec Confirmation Contract Note issued for applicable trades. This offer is not redeemable for cash and is not transferable. Standard CommSec Pocket Terms and Conditions apply. We reserve the right to withdraw or modify this offer at any time. For any queries on this offer, please contact us on 13 15 19.
The information has been prepared without taking into account your objectives, financial situation or needs. For this reason, any individual should, before acting on this information, consider the appropriateness of the information, having regards to their objectives, financial situation or needs, and, if necessary, seek appropriate professional advice. You can view the CommSec Pocket, Financial Services Guide and the Best Execution Statement.
Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. CommSec is a Market Participant of ASX Limited and Cboe Australia Pty Limited, a Clearing Participant of ASX Clear Pty Limited and a Settlement Participant of ASX Settlement Pty Limited.
* $0 brokerage on your first 30 trades offer is available exclusively for eligible new to CommSec customers.
To be eligible, new customers must:
Open either an Australian Shares, International Shares, or Exchange Traded Options trading account between 1 July 2026 and 31 July 2026; and
Settle their new trading account through either a CommSec Margin Loan or a Commonwealth Direct Investment Account (CDIA)
As part of the offer, you will receive $0 brokerage on up to 30 trades with a maximum trade value of $50,000 each for orders placed between 3 August 2026 and 31 January 2027. Trades must be placed online via the CommSec website or app platforms.
Trades above $50,000 will incur standard brokerage charges. Taxes and fees including FX will apply to International trades. Standard CommSec brokerage charges apply for orders placed or amended outside the period 3 August 2026 to 31 January 2027. For CommSec standard brokerage charges, view the CommSec Financial Service Guide. No brokerage fee will be shown on the CommSec trade confirmations issued for applicable trades under this offer. For eligible International accounts, the offer will be applied to the account type selected at the time of application (International Standard or International Plus). Changes to the International account type during the campaign period will result in loss of the offer. This offer is not redeemable for cash and is not transferable.
The offer is not valid in conjunction with any other offer and not open to existing CommSec customers. This offer does not apply to CommSec Pocket trades. You are not eligible for this offer if you have closed a pre-existing trading account (either Australian Shares, International Shares or Exchange Traded Options) on or after 1 July 2026.
Applicants must be 18 years or over. We reserve the right to terminate this offer or amend these terms and conditions at any time without notice. For any queries on this offer, please contact us on 13 15 19.
** "Monthly loyalty payment" benefit (CommBank Yello CommSec Benefit) only available to CommBank customers eligible for the Gold and Diamond tiers in the CommBank Yello customer recognition program. You may qualify for the CommBank Yello CommSec Benefit monthly loyalty payment if you are eligible for the CommBank Yello Gold and Diamond tiers, trade with an eligible Individual CommSec Trading Account (excluding joint accounts, company accounts and trustee accounts) and settle at least 1 trade greater than $1,000 AUD per month (or the international trade equivalent of $1,000 AUD, calculated based on the trade execution date, excluding brokerage and fees) into a Commonwealth Direct Investment Account (CDIA) or CommSec Margin Loan.
Additionally, to obtain the CommBank Yello CommSec Benefit, trades subject to eligibility assessment must relate to online trades that are CHESS-sponsored by CommSec. The CommBank Yello CommSec Benefit does not apply to CommSec Pocket trades. In this context, "trade" is either the purchase or sale of Australian securities, International Shares or Exchange Traded Options, or trades financed by Margin Loans.
Fulfilment for the CommBank Yello CommSec Benefit occurs monthly, and your eligibility is typically assessed in the first week of each month for your trades settled in the previous calendar month. No payment will be paid if you do not retain status as a CommBank Yello Gold or Diamond customer when eligibility is assessed (that is, you no longer remain eligible for the CommBank Yello Gold and Diamond tiers) and is limited to one payment per customer a month.
You should consider the tax implications of receiving the CommBank Yello CommSec Benefit. You should check with your accountant or tax adviser if you are not sure about the tax implications to you of the payment. Details of the payment are available in your CommSec EOFY Statement.
Full information on CommBank Yello and eligibility conditions are available in the CommBank Yello Terms and Conditions and CommBank Yello FAQs.
The CommBank Yello CommSec Benefit is not transferable. Eligible customers must be 18 years or over. CommSec may terminate or withdraw the CommBank Yello CommSec Benefit and may, acting reasonably, amend the terms and conditions applying to the CommBank Yello CommSec Benefit at any time. Termination or withdrawal of the CommBank Yello CommSec Benefit and any change to its terms and conditions will apply prospectively and will not impact any benefit already received or accrued. If you are not happy with any change to the terms and conditions, you may opt out of CommBank Yello by messaging in the CommBank app or visiting a branch. By receiving the CommBank Yello CommSec Benefit, you are taken to agree to these terms and conditions.
Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. CommSec is a Market Participant of ASX Limited and Cboe Australia Pty Limited, a Clearing Participant of ASX Clear Pty Limited and a Settlement Participant of ASX Settlement Pty Limited. The Commonwealth Direct Investment Account (CDIA) and CommSec Margin Loans are issued by Commonwealth Bank of Australia. These products are administered by CommSec.
The information has been prepared without taking into account your objectives, financial situation or needs. For this reason, any individual should, before acting on this information, consider the appropriateness of the information, having regards to their objectives, financial situation or needs, and, if necessary, seek appropriate professional advice. You can view the relevant CommSec Share Trading, International, Exchange Trade Options (ETO) and Margin Loan disclosure documents here and the CDIA disclosure document here and should consider them before making any decision about these products. Investing in overseas markets exposes you to risks including those related to movements in foreign currency exchange rates and market prices.
CDIA and ETO TMDs can be located on the CommBank website and CommSec website, respectively.
Trading involves risk, including potential loss of your investment. The value of your investment may go down as well as up.
Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. CommSec is a Market Participant of ASX Limited and Cboe Australia Pty Limited, a Clearing Participant of ASX Clear Pty Limited and a Settlement Participant of ASX Settlement Pty Limited.
The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. You should refer to your mobile phone plan or contact your provider to find out more. Terms and conditions are available on the CommBank app. NetBank access with NetCode SMS required. Find out about the minimum operating requirements on the CommBank app page.
The information has been prepared without taking into account your objectives, financial situation or needs. For this reason, any individual should, before acting on this information, consider the appropriateness of the information, having regards to their objectives, financial situation or needs, and, if necessary, seek appropriate professional advice. You can view the relevant CommSec Share Trading, International, Exchange Trade Options (ETO) and Margin Loan disclosure documents here and the CDIA disclosure document here and should consider them before making any decision about these products. Investing in overseas markets exposes you to risks including those related to movements in foreign currency exchange rates and market prices. CDIA and ETO TMDs can be located on the CommBank website and CommSec website, respectively.
Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. CommSec is a Market Participant of ASX Limited and Cboe Australia Pty Limited, a Clearing Participant of ASX Clear Pty Limited and a Settlement Participant of ASX Settlement Pty Limited. The Commonwealth Direct Investment Account (CDIA) and CommSec Margin Loans are issued by Commonwealth Bank of Australia. These products are administered by CommSec.
The target market for the CDIA can be found within the product’s Target Market Determination, available at commbank.com.au/tmd.
Colonial First State Investments Limited (CFS) ABN 98 002 348 352, AFSL 232468 is the responsible entity of the managed funds and issuer of the financial products offered under Everyday Investing. The Everyday Investing suite of financial products are distributed by the Commonwealth Bank of Australia ABN 48 123 123 124, AFSL 234945 (CommBank). Commonwealth Private Limited (CPL) ABN 30 125 238 039, AFSL 314018, a wholly-owned non-guaranteed subsidiary of CommBank has been appointed as the Investment Manager by CFS for the managed funds. The CFS Group consists of Superannuation and Investments HoldCo Pty Limited ABN 64 644 660 882 (HoldCo) and its subsidiaries, which includes CFS. CommBank holds an interest in the CFS Group through its significant minority interest in HoldCo.
This information may include general advice but does not take into account your individual objectives, financial situation, needs or tax circumstances, and so you should consider the appropriateness of the advice having regard to your circumstances before acting on it.
The Target Market Determination (TMD) for the financial products can be found on Everyday Investing Important Documents and includes a description of who the product is appropriate for and any conditions on how the product can be distributed to customers. You should read the Terms and Conditions (T&Cs), Product Disclosure Statement (PDS) and Financial Services Guides (FSGs) carefully before making a decision about acquiring or continuing to hold these products and consider talking to a financial adviser before making an investment decision. You can get the T&Cs, PDS and FSGs on Everyday Investing Important Documents or by calling 13 22 21.
Neither CommBank, CFS Group, nor any of their respective subsidiaries guarantee the performance of the financial products or the repayment of capital. An investment in any of the financial products is subject to risk, loss of income and capital invested. Everyday Investing is not an investment in, deposit with or other liability of CommBank or its subsidiaries. This information is based on current requirements and laws as at the date of publication.
