Fast, easy and secure

contactless logo

Protect yourself when you pay in-store

Tap and pay with Apple Pay using your iPhone or Apple Watch anywhere you see the contactless symbol – here and overseas.

If you tap in-store, on most terminals you won’t have to touch a shared PIN pad – no matter how much you spend. 

Pay in apps and on websites

Apple Pay is the easier, faster way to pay in apps and on the web. Forget filling out lengthy forms – simply select ‘Apple Pay’ at checkout and confirm with Face ID, Touch ID or passcode. Pay for a hotel room, a pizza delivery, or a new pair of shoes. Checking out is fast, simple and secure.

Easy set-up, secure transactions

Simply add your CommBank debit or credit card1 to your compatible2 Apple device to get started.

Every Apple Pay transaction is authenticated with Face ID, Touch ID or Passcode, so it’s always secure. 

What you need

Customer paying for his coffee with his mobile phone and Apple Pay

Get started with Apple Pay

Setting up your card - iPhone

  1. Open the Wallet app and tap the + sign in the upper right-hand corner
  2. Follow the prompts to add a new card – then verify yourself (either using the code we send via SMS, or by tapping the link to verify in the CommBank app)

You can set your CommBank card as your default card – simply open the Wallet app, tap and drag your CommBank card to the front of the stack, and release. You can add up to 12 cards to Apple Pay on your iPhone.

Setting up your card - Apple Watch

  1. Open the Apple Watch app on your iPhone and tap ‘Wallet & Apple Pay’
  2. Follow the prompts to add a new card – then verify yourself (either using the code we send via SMS, or by tapping the link to verify in the CommBank app)

You can set your CommBank card as your default card – simply open the Watch app on your iPhone, go to the ‘My Watch’ tab, tap ‘Wallet & Apple Pay’, then ‘Default Card’, and choose your CommBank card. You can add up to 8 cards on your Apple Watch.

Paying with Apple Pay


  • iPhone with Face ID – Double-click the side button and glance at your screen. Then hold your iPhone to the contactless terminal.   

Watch: How to pay using Face ID

  • iPhone with Touch ID - Hold your iPhone near the contactless terminal. Then place your finger on Touch ID.

Watch: How to pay using Touch ID

  • Apple Watch – Double-click the side button, then hold your Apple Watch up to the contactless terminal.

Find out how to use Apple Pay on other devices, e.g. MacBook.

In apps and on websites

To pay in apps and on websites in Safari, select Apple Pay at checkout and complete the payment using Face ID or Touch ID. 

Simple set up. And it's secure.

Your CommBank card number isn’t stored on your device or on Apple servers. And it’s never shared with the person or merchant you’re paying.

This means your card and personal info always remains private.

Protecting your details. Every time.

Apple Pay is secure

Every Apple Pay transaction is authenticated with Face ID or Touch ID – all unique to you (for purchases over $100 you may need to enter your card PIN at the terminal).

Keeping your money safe

However you choose to pay, we take fraud protection very seriously. We look for any unusual activity and take steps to protect your account.

You can see your Apple Pay transactions in the CommBank app, and the last 10 transactions made on the device in the Apple Wallet app. 

Things you should know

1 You can add your CommBank Debit Mastercard, CommBank World Debit Mastercard™, personal and business credit cards, and Visa Business Debit card. If you are an additional cardholder, you may add your eligible Commonwealth Bank credit card to Apple Pay provided it is Mastercard branded. Visa credit cards issued to additional cardholders may be eligible for Apple Pay, however, a transaction limit of $100 will apply.

Some CommBank cards are ineligible including Keycard, Travel Money Card, Mastercard Business Debit Card, Corporate Card.

Check compatible devices on

Read Apple Pay terms and conditions.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

As this information has been prepared without considering your objectives, financial situation or needs, you should, before acting on this information, consider its appropriateness to your circumstances.

Please view our Financial Services Guide (PDF). Full terms and conditions for the transaction and savings accounts (PDF)  mentioned and Electronic Banking (PDF) are available here or from any branch of the Commonwealth Bank.

Credit Card applications are subject to credit approval. Full conditions will be included in our Letter of Offer. Fees and charges apply.

Commonwealth Bank of Australia ABN 48 123 123 124. AFSL and Australian credit licence 234945.