Australia’s #1 banking app^ is even better

Discover the app that’s got your back

  • Track your spending with Spend Tracker – it categorises your transactions so you know what you’re spending your money on and where you can cut back.
  • Predict your bills and manage regular payments and subscriptions with Bill Sense – all in one place and up to 12 months in advance.
  • Customise your home screen to include quick access to your account balance or monthly spend.

Manage your money – anytime, anywhere

Personalised shopping offers, just for you

Access exclusive shopping rewards from your favourite brands, all in the CommBank app.

We've partnered with the big brands you love to give you deals and cashback on the things you want. Check 'For You' in the CommBank app before you shop for available offers.

Fast-track your call to us

Need to call us? When you call us through the CommBank app, you’ll:

  • Fast-track your call by skipping the security questions
  • See the expected wait time
  • Get connected to the right person

Tell me more

Your accounts screen has a new look

A simplified experience

We listened to your feedback – your new accounts screen has a better design and larger text support to make your experience even simpler.

Quick and easy shortcuts

Get quick and easy access to the transactions and payments you use the most to save you time and hassle.

Customise your accounts screen

Customise your accounts screen your own way – rename, reorder and hide accounts to suit you.

Simple. Secure. More control for you.

All the basics at your fingertips

  • See your everyday account balance with one swipe
  • Check statements and transactions
  • Transfer money to someone or between your  accounts
  • Find your nearest ATM or branch
  • Update your personal details or your PIN
  • Support when you need it, with Ceba the CommBank Assistant
  • Reassurance you’re covered by our 100% security guarantee1

Start using the CommBank app

You can use the CommBank app if you’re registered (or are eligible to register) for NetBank. You’ll need:

  • An email address and valid mobile number to receive NetCode SMS; and
  • The latest version of the CommBank app

New to CommBank? Open an Everyday account in under 5 mins.

The CommBank app is available on Android operating systems 6.0+ and iOS operating system 12+.

Get started

To use the CommBank app, you’ll first need to download it from the App Store, or Google Play. Then, you’ll need to register. 

For step-by-step instructions in Easy English on how to use the CommBank app, access the guide How to use the CommBank app (PDF).

Benefits & rebates

You could be missing out on benefits, rebates and concessions that can help you save money.

Answer a few simple questions in the app and our Benefits finder will connect you to the benefits you may be eligible for and help you start a claim.

Choose how to pay with your phone

Pay who you want, the way you want

  • Pay without cash using Tap & Pay on your phone so you won’t have to touch a PIN pad
  • Receive, make and split payments using PayID
  • Add a Siri Shortcut to quickly transfer money or pay someone from your CommBank address book (available on iPhone devices with iOS 12 or later)
  • Buy lunch on the run using the CommBank app on your smartwatch
  • Shop now, pay later with Klarna

If you store your loyalty cards in the app, you can also collect points on your purchases.

Explore the range of ways to pay

Manage bills easily & avoid late payment fees

  • Make one-off or recurring payments with BPAY
  • Use Bill Sense to predict your future bills and help you manage regular payments and subscriptions
  • Pay using someone’s bank details or mobile number (whether they’re an existing biller or not)
  • Get bills sent straight to the app, with alerts and reminders to pay on time.

Track your spending. Know what you can afford.

Your spending decisions, no matter how small, all add up.

Spend Tracker categorises every debit and credit card transaction, making it easier to see the impact your spending decisions have on your everyday finances. 

Explore Spend Tracker

Turn on Transaction Notifications to get an instant notification when you pay using your CommBank debit and credit card. And when a payment goes into your everyday account. 

Explore Transaction Notifications

Cash Flow View gives you a better picture of your income, spending and saving habits across your CommBank accounts. And shows how you’re trending month-to-month. 

Explore Cash Flow View

Cash flow view screen on a mobile phone

Manage cards

Activate & manage your cards

And protect your money if your card is lost or stolen here or overseas.

CommBank Rewards

Introducing our new loyalty program rewarding you with cashback when you claim with an eligible2 CommBank Mastercard, Business credit card or StepPay digital card.

Find out more

Goal Tracker in the CommBank app

Whether you have a savings goal in mind or want to build a buffer for those ‘just in case’ moments, Goal Tracker3 in the CommBank app helps you set and reach your goals.

Finding it hard to save regularly? We make it easier. 

Discover how

Backed by our 100% security guarantee

Our 100% security guarantee protects you from unauthorised transactions on personal and business accounts when you protect how you access your accounts and tell us if something is wrong.

Tell me more

Person looking at CommBank app on phone

Ready? Let's go. 

Things you should know

^ The Forrester Digital Experience ReviewTM: Australian Mobile Banking Apps, Q3 2020. Forrester Research does not endorse any company included in any Digital Experience ReviewTM report.

Our 100% security guarantee protects you from unauthorised transactions on personal and business accounts when you protect how you access your accounts and tell us if something is wrong. Tell me more

2 You can claim cashback rewards when you tap or select credit using eligible CommBank credit or debit Mastercards, Business credit cards and StepPay digital cards. CommBank Travel Money, Corporate Credit, Business Debit and pre-paid Mastercards are not eligible.

3 Requires a GoalSaver or NetBank Saver in your name only.

To protect your private information when using NetCode SMS, you can only tell us that you’ve changed your mobile phone number at your nearest branch. Here's more on our security capabilities and simple steps you can take to protect yourself every day, wherever you are online.

The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. The CommBank app is available on Android operating systems 6.0+ and iOS operating system 12.0+.

Terms and conditions are available on the app. NetBank access with NetCode SMS is required.

Tap & Pay is available for compatible NFC enabled phones running Android 4.4 operating system or above and using genuine manufacturer battery - eligible transaction accounts and credit cards only. Tap & Pay allows you to use your compatible iPhone or Android mobile phone to make Mastercard® contactless purchases up to $100 or another limit as set by the merchant. NetBank and CommBank app access required. Tap & Pay is available for compatible NFC enabled phones running Android 4.4 or above - eligible transaction accounts and credit cards only. 

BPAY is a registered trademark of BPAY Pty Limited ABN 69 079 137 518. Apple, the Apple logo & iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and Android are trademarks of Google Inc. Windows is a registered trademark of Microsoft Corporation in the United States and other countries. Commonwealth Bank of Australia ABN 48 123 123 124.