Low Rate credit cards
With our lowest interest rate on purchases, our Low Rate credit card makes it easier to pay off your balance over time.
Low Fee credit cards
Enjoy $0 annual fee for the first year and each year you spend $1,000 or more (Low Fee and Student) or $10,000 or more (Low Fee Gold) in the previous year.**
Awards credit cards
Earn points^ quickly when you use your CommBank Awards credit card for daily spending.
Business credit cards
Manage your business cash flow and
get rewarded for your spend.
Learn about credit cards
Things you should know
Offer applies to new personal Low Rate and Low Rate Gold / Low Rate Business Credit Cards (personal liability) applied for between 1 November 2017 and 4 February 2018 only. To be eligible for the $300 cashback, you need to spend $1,000 on eligible purchases using your new card within the first 90 days of card activation. Excludes balance transfers, cash advances and any purchase that is reversed or refunded. Offer excludes all existing cards, switches from other card types and is not available to customers who currently hold, or have held, any of the above cards types in the 12 months prior to 1 November 2017. Offer only available on one credit card per customer, can be withdrawn at any time, and cannot be used in conjunction with any other offer. Cash back will be credited within 60 days of you meeting the spend criteria and will appear on your statement as ‘CASHBACK $300’. You will be ineligible for the cash back if your account is closed, switched to another card, or in default at any time prior to the cash back being credited to your account.
Applications are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges apply.
** We'll waive your annual fee for the first year. You’ll continue to pay no annual fee in subsequent years as long as you spend at least $1,000 (Low Fee or Student) or at least $10,000 (Low Fee Gold) in the previous year (on purchases and cash advances only). If you spend less than $1,000 in the previous year and you are a Student, simply present your Student identification in branch following charging of the annual fee to request a refund.
^ Points are earned on eligible transactions (most purchases, but not, for example, BPAY transactions, cash advances, payments to the Australian Taxation Office unless made using a Business Awards card, or balance transfers). Membership of CommBank Awards is subject to the Terms and Conditions of the Commonwealth Awards Program.
Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. Commonwealth Bank of Australia ABN 48 123 123 124 Australian credit licence 234945.