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CREDIT CARDS

Choose from our range of nine Low Rate, Low Fee and Awards cards.

Low Rate credit cards

With our lowest interest rate on purchases, our Low Rate credit card makes it easier to pay off your balance over time.

Low Rate credit card

Looking for lower interest on purchases? Our Low Rate credit card makes it easier to pay off purchases over time.

or

Already a customer banking online with us?

Save time by using your NetBank details.

Apply in NetBank

New customer or don't bank online with us?

Apply now

or

Low Rate Gold credit card

Stay in control of your finances with our lowest purchase interest rate, plus handy extras like international travel insurance.

or

Already a customer banking online with us?

Save time by using your NetBank details.

Apply in NetBank

New customer or don't bank online with us?

Apply now

or

Low Fee credit cards

Enjoy $0 annual fee for the first year and each year you spend $1,000 or more (Low Fee and Student) or $10,000 or more (Low Fee Gold) in the previous year.**

Low Fee credit card

Enjoy the flexibility and convenience of a card with our lowest annual fee and plenty of extras.

or

Already a customer banking online with us?

Save time by using your NetBank details.

Apply in NetBank

New customer or don't bank online with us?

Apply now

or

Student credit card

Enjoy up to 55 days interest free on purchases and pay no annual fee in the first year.**

or

Already a customer banking online with us?

Save time by using your NetBank details.

Apply in NetBank

New customer or don't bank online with us?

Apply now

or

Low Fee Gold credit card

Enjoy the flexibility and convenience of a card with a low annual fee and complimentary insurances.

or

Already a customer banking online with us?

Save time by using your NetBank details.

Apply in NetBank

New customer or don't bank online with us?

Apply now

or

Awards credit cards

Earn points^ quickly when you use your CommBank Awards credit card for daily spending.

Awards credit card

The freedom to redeem your points for almost anything, from the largest rewards credit card program of any Bank in Australia.

or

Already a customer banking online with us?

Save time by using your NetBank details.

Apply in NetBank

New customer or don't bank online with us?

Apply now

or

Platinum awards credit card

Earn up to 2.5 Awards points for every dollar you spend and enjoy a host of other benefits from the CommBank Awards Program.

or

Already a customer banking online with us?

Save time by using your NetBank details.

Apply in NetBank

New customer or don't bank online with us?

Apply now

or

Gold awards credit card

Earn up to 2 Awards points for every dollar you spend, plus other benefits like international travel insurance.

or

Already a customer banking online with us?

Save time by using your NetBank details.

Apply in NetBank

New customer or don't bank online with us?

Apply now

or

Diamond awards credit card

The freedom to redeem your points for almost anything, from the largest rewards credit card program of any Bank in Australia.

or

Already a customer banking online with us?

Save time by using your NetBank details.

Apply in NetBank

New customer or don't bank online with us?

Apply now

or

Business credit cards

Manage your business cash flow and 
get rewarded for your spend.

Business credit cards

Our Business credit cards are an ideal cash flow tool for your business with options such as rewards, no annual fee and a competitive interest rate find the right card for your business using our credit card selector tool.

or

Already a customer banking online with us?

Save time by using your NetBank details.

Apply in NetBank

New customer or don't bank online with us?

Apply now

or

Learn about credit cards

You may have experienced getting a credit card on an impulse, and faced the traps and pitfalls that come with too much spending. Here are the best ways to avoid any problems.

Learn more

Learning more about credit cards and interest can help you manage your card effectively. Try these tips to make the most of your interest-free period on purchases.

Learn more

A small spending habit can make a big difference to your disposable income, so it can be worth taking a look at how and when you spend.

Learn more

Some simple, practical suggestions to help protect you and your card.

Learn more

Things you should know

The Promotion commences at 12:00am (AEST) on 1 September 2017 and closes at 11:59pm (AEDT) on 31 October 2017. To enter, you must apply for a CommBank personal/consumer or personal liability business card credit card by 31 October 2017 activate your new card by 15 November 2017. There will be sixty one (61) prizes. Each prize is a Flight Centre gift card valued at $5,000 AUD each. Each winner will be bound by the Flight Centre Travel Group Gift Card Terms of Use which can be found at www.flightcentre.com.au/giftcards. The draw will be conducted at 4pm (Sydney time) at Level 2, Commonwealth Bank Place – South Building, 11 Harbour Street, Sydney NSW 2000 on 23 November 2017. Winners will be published in The Australian on 4 December 2017. The Promoter is Commonwealth Bank of Australia ABN 48 123 123 124 of Commonwealth Bank Place – Level 2, South Building, 11 Harbour Street, Sydney NSW 2000. Authorised under NSW Permit No: LTPS/17/16181, ACT Permit No: TP17/01398 and SA Permit No: T17/1323. For full terms and conditions click here.

Applications are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges apply.

** We'll waive your annual fee for the first year. You’ll continue to pay no annual fee in subsequent years as long as you spend at least $1,000 (Low Fee or Student) or at least $10,000 (Low Fee Gold) in the previous year (on purchases and cash advances only). If you spend less than $1,000 in the previous year and you are a Student, simply present your Student identification in branch following charging of the annual fee to request a refund.

^ Points are earned on eligible transactions (most purchases, but not, for example, BPAY transactions, cash advances, payments to the Australian Taxation Office unless made using a Business Awards card, or balance transfers). Membership of CommBank Awards is subject to the Terms and Conditions of the Commonwealth Awards Program.

Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. Commonwealth Bank of Australia ABN 48 123 123 124 Australian credit licence 234945.

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