Low Rate credit cards
With a low interest rate on purchases, our Low Rate credit card makes it easier to pay off your balance over time.
Low Fee credit cards
Enjoy $0 annual fee for the first year and each year you spend $1,000 or more (Low Fee) or $10,000 or more (Low Fee Gold) in the previous year.**
Awards credit cards
Learn about credit cards
Things you should know
Applications are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges apply.
** We'll waive your annual fee for the first year. You’ll continue to pay no annual fee in subsequent years as long as you spend at least $1,000 (Low Fee) or at least $10,000 (Low Fee Gold) in the previous year (on purchases and cash advances only).
^ Points are earned on eligible transactions (most purchases, but not, for example, BPAY transactions, cash advances, payments to the Australian Taxation Office unless made using a Business Awards card, or balance transfers). Membership of CommBank Awards is subject to the Terms and Conditions of the Commonwealth Awards Program.
Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. Commonwealth Bank of Australia ABN 48 123 123 124 Australian credit licence 234945.