How our Home Lending Specialists can help you

  • Expert advice up front

    Our specialists will discuss your property goals with you and help set timeframes in which to achieve them, along with budgeting and planning ideas to stay on track.

  • Tailored rates & discounts

    Get an interest rate tailored for you – as well as any applicable discounts – so you can be sure you’re getting the best deal for your situation.

  • Market news & insights

    Free and unlimited customised reports for the suburbs and properties you’ve got your eye on.

    Get your property and suburb reports

  • Conditional pre-approval

    Be ready to buy as soon as you find the right property with conditional pre-approval.

    Tell me more about conditional pre-approval

  • Appointments that suit you

    You can book an appointment instantly to meet your Home Lending Specialist wherever and whenever you like.

  • Discover different loan options 

    Our expert lenders will help you navigate home loan types, features and borrowing options so you can make confident choices.

    See all CommBank home loans

  • Ongoing expert lending support

    Regular follow-ups from your dedicated Home Lending Specialist to support and guide you along the way.

  • Support beyond settlement

    We’ll still be there for you after settlement to help you manage your home loan and ensure it’s working best for you.

Talk to a Home Lending Specialist about our latest offers

Our low Extra Home Loan Rate

Our Extra Home Loan is a low interest rate and low-fee home loan.


Family in kitchen

$2,000 cashback when you switch your home loan to us*

For home loan refinancers who apply before 31 December 2022 and have their loan funded by 31 March 2023. Minimum refinance amount $250,000. Not available for Bridging Loans. Limit of one $2,000 cashback per borrowing entity and per customer over a 12-month period.

Meet with a Home Lending Specialist

Applying for a home loan with CommBank is easy. You can sit down with one of our specialists, at a time and place that suits you, to compare home loans and find the one that’s right for you.

over the phone

Over the phone

Ask Ceba or Contact us.


In branch

Our Home Lending Specialists can be found at more than 950 CommBank branches across Australia.

mobile lender

At your home or work

We have a team of mobile lenders available to visit you wherever you are, at a time that suits you.

Book a time with a Home Lending Specialist, instantly 

Understanding the home loan process

Getting a home loan can seem complex, even if you’ve bought property before. Here are the most common steps from application to settlement. 

Your Home Lending Specialist is there to guide you through these steps and help with anything specific to your situation.

Tell me more

home loan process

Self-employed home lending made simple

We’ve simplified the home buying application process for eligible self-employed customers. 

If you’re self-employed and pay yourself a regular salary from your business, you may be eligible for a simplified income verification process without having to provide your company and/or personal financials.

Get in touch with our Home Lending Specialists to discuss your needs.

Book appointment

Message us for a quick response

Get instant answers from our virtual assistant, or connect to a specialist to discuss your options. Make sure you have notifications for the CommBank app turned on.

How to message us

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Things you should know

  • * Offer available on eligible home loans funded on and from 1 January 2020 (except for Owner Occupied Interest Only home loans, which are eligible if funded on and from 7 April 2020), where at least $250,000 has been refinanced from a financial institution other than Commonwealth Bank or Bankwest. Viridian lines of credit may be eligible as part of a multiple loan facility application if the total minimum refinance amount of $250,000 or more is met. Limit of one $2,000 cashback per borrowing entity (e.g. individual, joint borrowers, company) and per customer over a 12 month period. Limit of one $2,000 cashback per joint application. Where one of the joint applicants has received a cashback in the last 12 months, that customer will not qualify for the offer. Where all applicants have received a cashback in the past 12 months, the joint loan will not be eligible for the cashback. This offer cannot be combined with a Wealth Package fee waiver. Cashback will be credited to a Commonwealth Bank transaction account linked to the loan or the borrower/s within 90 days of loan funding (this could be a joint account with an unrelated party). We reserve the right to terminate the offer at any time. Applications subject to credit approval. Fees and charges may be payable. Full terms and conditions will be included in our loan offer.

    As at 12 August 2022 Extra Home Loan reference rate for Owner Occupied home loans is 5.53% p.a. and the current Extra Home Loan reference rate for Investment home loans is 5.88% p.a. 

    Subject to credit approval. Fees, charges, terms and conditions apply. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. You should also read our Financial Services Guide.