How our Home Lending Specialists can help you

Expert advice up front

Our specialists will discuss your property goals with you and help set timeframes in which to achieve them, along with budgeting and planning ideas to stay on track.

Tailored rates & discounts

Get an interest rate tailored for you – as well as any applicable discounts – so you can be sure you’re getting the best deal for your situation.

Market news & insights

Free and unlimited customised reports for the suburbs and properties you’ve got your eye on.

Get your property and suburb reports

Conditional pre-approval

Be ready to buy as soon as you find the right property with conditional pre-approval.

Tell me more about conditional pre-approval

Appointments that suit you

You can book an appointment instantly to meet your Home Lending Specialist wherever and whenever you like.

Discover different loan options 

Our expert lenders will help you navigate home loan types, features and borrowing options so you can make confident choices.

See all CommBank home loans

Ongoing expert lending support

Regular follow-ups from your dedicated Home Lending Specialist to support and guide you along the way.

Support beyond settlement

We’ll still be there for you after settlement to help you manage your home loan and ensure it’s working best for you.

Talk to a Home Lending Specialist about our latest offers

Our low Extra Home Loan Rate

Our Extra Home Loan is a low interest rate and low-fee home loan.


Family in kitchen

$2,000 cashback when you switch your home loan to us

For home loan refinancers who apply before 31 December 2022 and have their loan funded by 31 March 2023. Minimum refinance amount $250,000. Not available for Bridging Loans. Limit of one $2,000 cashback per borrowing entity and per customer over a 12-month period.

Meet with a Home Lending Specialist

Applying for a home loan with CommBank is easy. You can sit down with one of our specialists, at a time and place that suits you, to compare home loans and find the one that’s right for you.

over the phone

Over the phone

Ask Ceba or Call 13 2224.


In branch

Our Home Lending Specialists can be found at more than 950 CommBank branches across Australia.

mobile lender

At your home or work

We have a team of mobile lenders available to visit you wherever you are, at a time that suits you.

Book a time with a Home Lending Specialist, instantly 

Understanding the home loan process

Getting a home loan can seem complex, even if you’ve bought property before. Here are the most common steps from application to settlement. 

Your Home Lending Specialist is there to guide you through these steps and help with anything specific to your situation.

Tell me more

home loan process

Self-employed home lending made simple

We’ve simplified the home buying application process for eligible self-employed customers. 

If you’re self-employed and pay yourself a regular salary from your business, you may be eligible for a simplified income verification process without having to provide your company and/or personal financials.

Get in touch with our Home Lending Specialists to discuss your needs.

Book appointment

Things you should know

As at 15 October 2021 Extra Home Loan reference rate for Owner Occupied home loans is 3.78% p.a. and the current Extra Home Loan reference rate for Investment home loans is 4.13% p.a. 

Subject to credit approval. Fees, charges, terms and conditions apply. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. You should also read our Financial Services Guide.