Help & support
You’ve probably heard you need a 20% deposit to buy a property, but that's not always the case.
There are other ways to get into the property market sooner with a smaller deposit (eligibility criteria applies), so you might be closer than you think.
Book an appointment with a Home Lending Specialist to find out your eligibility with low deposit options.
Get help from Ceba in the CommBank app or connect with a specialist who can message you back. You’ll need CommBank app notifications turned on so you know when you’ve received a reply.
Book instantly to speak to a Home Loan Specialist at a time that suits you.
Redraw, change your repayments or loan type to better meet your needs and more.
Fast-track your call, see expected wait times and connect with a specialist in the CommBank app.
Get instant help from our virtual assistant or chat to a specialist.
The contents of this page are intended to provide general information of an educational nature only, without regard to the financial situation or needs of any reader and must not be relied upon as financial product advice. As the information has been provided without considering your objectives, financial situation or needs, you should, before acting on the information, consider its appropriateness to your circumstances. You should consider the Terms and Conditions and/or Product Disclosure Statement, as well as the Target Market Determination, of any product before deciding whether a product is appropriate for you. You should also consider seeking independent professional legal, tax and financial advice. Applications for finance are subject to credit approval. Fees and charges may be payable.
^Awarded 'Bank of the Year - Digital Banking' for 2025 by Canstar in May 2025.
*Awarded 'Bank of the Year - First Home Buyers' by Canstar in July 2025.