A pre-approved limit ensures you have credit available whenever you need it most, without having to reapply for it.
A loan that only charges you interest on the amount you use.
Choose when you make your repayments and how much you want to pay, making sure you cover monthly interest, fees and charges.
You can use your loan for a variety of purposes, including:
Viridian Line of Credit loans cannot be used for business purposes, building/construction loans, off-the-plan purchases or as bridging loans.
Additional fees may apply
These are variable rates that generally move in line with market conditions and can change at any time.
Wealth Package requires an initial total home lending of at least $150,000 with us.#
Lenders’ Mortgage Insurance lets you purchase a property with a smaller deposit, so you can buy your home sooner.
A family member can help you secure a home loan by mortgaging their own property as additional security.
Call us on 13 2224 8am to 8pm (Sydney/Melbourne time), any day.
Book a time that suits you to speak to one of our Home Lending Specialists instantly.
Our Mobile Lenders will meet you at a time and place that suits you.
Our Home Lending Specialists can be found at more than 950 branches across Australia.
1 The Residential Equity Rate and Investment Residential Equity Rate are variable rates that generally move in line with market conditions and can change at any time.
# Total home lending balance is the sum of the account balance of home lending accounts and the credit limit of Viridian Line of Credit accounts that you have with us at the time you apply for Wealth Package. An annual fee and eligibility criteria apply to Wealth Package and terms and conditions are available on application.
Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in the Loan Offer. Other fees and charges are payable.