Important information - Business and Corporate

Bank accounts

• Business & Private Banking and Institutional Banking & Markets - Financial Services Guide (PDF 59kb)
• Business Transaction and Savings Accounts Terms and Conditions (PDF 375kb)
• Interest Rates on Transaction, Savings and Investment Accounts (PDF 289kb)

Business finance

• Current Terms and Conditions for Business Finance
• Terms and Conditions for Simple Business Overdrafts (PDF)

Private banking

• Commonwealth Private Bank Account (PDF 1mb)

Agribusiness

• Business & Private Banking and Institutional Banking & Markets - Financial Services Guide (PDF 59kb)
• Agricultural Swap PDS (PDF 471kb)
• Farm Management Deposit Account General Information and Terms & Conditions (PDF 382kb)

Foreign Exchange services products

Financial Services Guide

• Business & Private Banking and Institutional Banking & Markets - Financial Services Guide (PDF59kb)

Product Disclosure Statements

• Flexible Forward Bonus PDS (PDF 306kb)
• Flexible Forward Cash Settled PDS (PDF 307kb)
• Flexible Forward Collar PDS (PDF 303kb)
• Flexible Forward Convertible PDS (PDF 359kb)
• Flexible Forward Participating PDS (PDF 357kb)
• Flexible Forward PDS (PDF 303kb)
• Flexible Forward Protector PDS (PDF 307kb)
• Foreign Currency Account Terms and Conditions (PDF 201kb)
• Foreign Exchange PDS (PDF 400kb)
• Travel Money Card PDS (PDF 223kb)

More information

• Travellers Cheques (PDF 86kb)

Superannuation products

• Financial Services Guide (PDF 197kb)
• Superannuation Savings Account Product Disclosure Statement (PDS) is provided in 2 parts (Part 1 – General information and Part 2 – Latest interest rates)
  Visit the Colonial First State website for Product Disclosure Statements and Financial Services Guide on Superannuation, Pension and Managed Investments products provided by Colonial First State Investments Limited.

Broking services

• Visit the CommSec website for Product Disclosure Statements and Financial Services Guide on Broking Services provided by Commonwealth Securities Limited (CommSec).
• CommSec Financial Services Guide (PDF 59kb)

CommBiz

• CommBiz product information including fees and charges

CommBiz Markets

• CommBiz Markets PDS (PDF 479kb)

Investment products

Financial Services guide

• Business & Private Banking and Institutional Banking & Markets - Financial Services Guide (PDF59kb)

Terms and Conditions

• Cash Deposit Account General Information and Terms and Conditions (PDF 543kb)
• Term Deposit (PDF 273kb)
• Capital Growth Account General Information and Terms and Conditions (102kb)
  

Product Disclosure Statements

• Capital Series Part 1 PDS (PDF 1.8mb)
• Cash Relationship Account PDS (PDF 457kb)
• Security Investments  - Negotiable Certificates of Deposit issued by the Commonwealth Bank of Australia (PDF 367kb)
• Security Investments – Bank Bills PID* (PDF 366)
  *Security Investments - Bank Bills is not a regulated product as defined under the Corporations Act. This Product Information Document (PID) aims to provide you with enough information to help you decide whether the product will meet your needs.

More information

• Interest Rates on Investment Accounts (PDF 258kb)
• The Options and Lending Facility (PDF 2.7mb)

Risk management products

Financial Services guide

• Business & Private Banking and Institutional Banking & Markets - Financial Services Guide (PDF59kb)

Product Information Documents

• Cap Advantage PID (PDF 97kb) 
  Cap Advantage is not a regulated product as defined under the Corporations Act. This Product Information Document (PID) aims to provide you with enough information to help you decide whether the product will meet your needs.
• Principal Range Advantage PID (PDF 98kb) 
  Principal Range Advantage is not a regulated product as defined under the Corporations Act. This Product Information Document (PID) aims to provide you with enough information to help you decide whether the product will meet your needs.
• Range Advantage PID (PDF 98kb) 
  Range Advantage is not a regulated product as defined under the Corporations Act. This Product Information Document (PID) aims to provide you with enough information to help you decide whether the product will meet your needs.

Product Disclosure Statements

• Agricultural Commodity Risk Management Solutions PDS (PDF 950kb)
• Flexible Forward Protector PDS (PDF 101kb)
• Flexible Forward Bonus PDS (PDF 133kb)
• Flexible Forward Cash Settled PDS (PDF 99kb)
• Flexible Forward Collar PDS (PDF 99kb)
• Flexible Forward Convertible PDS (PDF 131kb)
• Flexible Forward PDS (PDF 303kb)
• Flexible Forward Participating PDS (PDF 356kb)
• Foreign Exchange PDS (PDF 400kb)