Basic cover

  • Covers legal liability for damage to other people’s property plus damage from an uninsured driver.

Features & benefits

  • The basics covered

    • Covers legal liability for damage to other people’s property up to $20 million 
    • Up to $5,000 cover for your vehicle if an accident occurs that is not your fault and the driver is not insured.
  • Pay monthly

    No additional premium if you choose to pay your car insurance monthly.

  • 24/7 emergency claims assistance

    The Emergency Claims Assistance Line is available 24/7.

    Call 13 1361 or +61 2 8527 5217 if you’re overseas.

What's included

Third Party Property Damage can help cover your vehicle for

  • Legal liability for damage to other people’s property up to $20 million 
  • Damage from an identified uninsured driver up to $5,000.

The following Cover Benefits are also included:

  • Liability for damage to other people’s property caused by a substitute vehicle
  • Temporary cover for a replacement vehicle

For more info, read the latest Car insurance Product Disclosure Statement (PDS).

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Online claims made easy

  • Car claims

    Lodge your claim online in the My Claims Portal (accessible through NetBank or the CommBank app) and you will receive instant confirmation.

    The Claims team will contact you to advise the next steps for your claim.

    Alternatively, or for emergency claims, call 13 1361 anytime or +61 2 8527 5217 if you’re overseas.

    You can also update your bank details for claims payments and provide documentation via the My Claims Portal.

    Start claim

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  • Windscreen or window glass claims

    Make a windscreen or window glass claim by calling 13 1361 and you’ll be appointed the preferred supplier O'Brien®. 


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Things you should know

  • This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless advised in the promotional offer that this discount will apply. This discount may be removed or changed effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.

    Car Insurance is provided and issued by Hollard Insurance Partners Limited ABN 96 067 524 216, AFSL 235030 (Hollard) and distributed by the Commonwealth Bank of Australia ABN 48 123 123 124, AFSL 234945 (CBA). Hollard is not part of the CBA Group. CBA and its related entities do not sell, issue or guarantee the obligations or performance of Hollard or the products Hollard offers and this insurance product does not represent a deposit with or liability of either CBA or any of its related bodies corporate. If you purchase a Car Insurance policy, CBA is paid a commission which is a percentage of your premium. 

    For products issued by Hollard, information about the target market can be found within the product’s Target Market Determination available here.

    This information has been prepared without considering your objectives, financial situation or needs.  You should, before acting on this, consider the appropriateness of the product to your circumstances. A Product Disclosure Statement (PDS) is available at all Commonwealth Bank branches, by downloading them from or by calling 13 2423 and should be considered before making any decisions about this product. You should also read the Premium, Excess and Discount Guide (PEDG) and Financial Services Guide (FSG) by clicking on the links, or by calling 13 2423 for a paper copy.

    Hollard is a signatory to the General Insurance Code of Practice, for more information on the code visit