Which car insurance is right for you?

Comprehensive car insurance

  • Covers your vehicle for collision or impact damage, theft, vandalism, fire or extreme weather events 
  • Also covers liability to other vehicles and property up to $20 million
  • New vehicle replacement after a total loss within two years at no extra cost


Third party property damage, fire & theft

  • Covers your vehicle if it's stolen or damaged by fire
  • Also covers liability to other vehicles and property up to $20 million

Third party property damage

  • Basic cover for damage your vehicle causes to other vehicles and property up to $20 million

A wide range of benefits

No extra cost to pay monthly

Choose to pay your premiums monthly or annually at no additional cost.2

Repair guarantee

Guarantee on repairs authorised by us for as long as you own the vehicle.

24/7 emergency claims assistance

Our Emergency Claims Assistance Line is available 24 hours a day, 7 days a week.

Call 13 2423

How to make a claim

Vehicle claims

Make a claim online and we’ll get back to you next business day. For emergency claims, you can call us on 13 2423 at any time.

Start claim

Tell me more

Windscreen or window glass claims

Book an appointment online with our preferred supplier O'Brien® or call 1800 034 101.

Make a booking

Things you should know

This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless we have advised in the promotional offer that this discount will apply. We may remove or change this discount effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.

Your financial institution may charge fees for these transactions.

Car insurance is provided by CommInsure, a registered business name of Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CIL is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers. Where we refer to 'we', 'us' and 'our', we mean CIL. As this information has been prepared without considering your objectives, financial situation or needs, you should, before acting on this, consider the appropriateness to your circumstances.

Product Disclosure Statement is available at all Commonwealth Bank branches, by downloading them from commbank.com.au or by calling 13 2423 and should be considered before making any decisions about this product. You should also read our Financial Services Guide and Privacy Policy which are also available by calling 13 2423.