Which car insurance is right for you?


  • Covers your vehicle for collision or impact damage, theft, vandalism, fire, extreme weather events and more
  • Also covers legal liability for damage to other people's property up to $20 million
  • Replacement of a new vehicle after a total loss within the first two years at no extra cost2


Third Party Property Damage, Fire & Theft

  • Covers your vehicle if it's stolen or damaged by attempted theft or fire
  • Also covers legal liability for damage to other people's property up to $20 million
  • Up to $5,000 cover for your vehicle if an accident occurs that is not your fault and the driver is not insured


Third Party Property Damage

  • Covers legal liability for damage to other people's vehicles property up to $20 million
  • Up to $5,000 cover for your vehicle if an accident occurs that is not your fault and the driver is not insured


A wide range of benefits

Pay monthly

No additional premium if you choose to pay your car insurance monthly.2

Repair guarantee

Guarantee on repairs authorised by us for as long as you own the vehicle.

24/7 emergency claims assistance

Our Emergency Claims Assistance Line is available 24 hours a day, 7 days a week.

Call 13 2423

Online claims made easy

Car claims

Lodge your claim online and get instant confirmation. We’ll contact you via email by the next business day to advise next steps and if any further information is required to assess your claim. For emergency claims, you can call us on 13 2423 at any time.

Start claim

Tell me more

Windscreen or window glass claims

Book an appointment online with our preferred supplier O'Brien® or call 1800 034 101.

Make a booking

Things you should know

This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless we have advised in the promotional offer that this discount will apply. We may remove or change this discount effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.

2 Conditions apply.  Read the Product Disclosure Statement (PDS) for more information

Car insurance is provided by CommInsure, a registered business name of Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CIL is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers. Where we refer to 'we', 'us' and 'our', we mean CIL. As this information has been prepared without considering your objectives, financial situation or needs, you should, before acting on this, consider the appropriateness to your circumstances.

Product Disclosure Statement is available at all Commonwealth Bank branches, by downloading them from commbank.com.au or by calling 13 2423 and should be considered before making any decisions about this product. You should also read our Financial Services Guide and Privacy Policy which are also available by calling 13 2423.