10 years of award-winning cover

We're a Canstar winner of two national and six regional awards for outstanding value home and contents insurance. So you can enjoy award-winning home insurance whether you own or rent your own home1.

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Which home insurance is right for you?

Residential home package

  • For home owners and renters
  • Covers building and contents from fire, flood, theft and more

Apply online to get up to 15% off combined home and contents insurance.2

Investment home package

  • For property investors (landlords) and holiday home owners
  • Covers building and contents from fire, flood, theft and more
  • Additional benefits available for loss of rent, emergency work and more

Apply online to get up to 15% off combined home and contents insurance.2

Portable contents cover

  • Protects valuable items while you're out and about like sunglasses or your engagement ring
  • Your items are covered here or abroad in the first 30 days of your trip

A wide range of benefits

No extra cost to pay monthly

Choose to pay your premiums monthly or annually at no additional cost3.

Gap cover up to 25%

Our home insurance can cover a gap of actual costs up to 25% further should your sum insured not be enough to cover your loss.  

Additional extras at no cost

Enjoy the peace of mind that comes with extras like alternative accommodation costs and cover for your contents if they're damaged while being moved.

 

More standard inclusions

Included as standard are events such as home fires and bushfires, flood, storm and lightning damage, as well as theft or attempted theft and malicious acts like vandalism.

How to make a claim

Get instant confirmation when you make a claim online, and our claims specialist will contact you to go through the details. Alternatively, call us on 13 2423.

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Start claim

Enquire about a claim

Things you should know

1CANSTAR award for Outstanding Value Home and Contents Insurance in Australia 10 years running. Visit CANSTAR’s Home & Contents Insurance Star Ratings report for details of CommInsure’s awards. 

2A discount of up to 10% will be applied to your basic premium when you buy building or contents cover online. If you purchase combined building and contents cover, a discount of up to 15% will be applied to your basic premium.

3Your financial institution may charge fees for these transactions.

Online discount does not apply to Portable Contents Cover when taken as a standalone policy. This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless we have advised in the promotional offer that this discount will apply. We may remove or change this discount effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.

Home Insurance is provided by CommInsure, a registered business name of Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers. Where we refer to 'we', 'us' and 'our', we mean CIL. This information has been prepared without considering your objectives, financial situation or needs, you should, before acting on this, consider the appropriateness to your circumstances. A Product Disclosure Statement is available at all Commonwealth Bank branches, by downloading from commbank.com.au or by calling 13 2423 and should be read and considered before making any decisions about this product. You should also read the Home Insurance Key Fact SheetFinancial Services Guide and Privacy Policy which are also available by calling 13 2423.

CommInsure is proud to be a signatory to the General Insurance Code of Practice. For more information on the Code, visit www.codeofpractice.com.au.