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Convenient access

To get the most out of your personal banking accounts, they should be easy to use, highly accessible and not cost the earth every time you use them.
There are a number of ways to access your bank accounts that will save you time and money.

1. ATMs

Our ATMs are not just about withdrawing money. You can also:

  • Transfer money between your linked bank accounts
  • See your balance
  • Deposit cash and cheques
  • Deposit coin
  • Change your PIN and more

Learn more about our ATMs >

To find your nearest ATM, our ATM locator tool can help you with that. It will show you which branches have cash, cheque and coin deposit machines. You can also find the locator tool on the CommBank mobile app.

We have over 4,000 ATMs (combined with BankWest) that you can use in Australia. They’re all free* of access fees for our customers. 


EFTPOS (Electronic Funds Transfer at Point of Sale) allows you to use your card to make purchases and withdraw cash at the same time (at the retailer's discretion) from more than 103,000 merchants across Australia. So, why use EFTPOS?

  • It’s easy. You just swipe your card at the point of sale, select your account and enter your PIN.
  • It’s available in most supermarkets, petrol stations and retail outlets across Australia.
  • You can chose which account to pay/ withdraw from - transaction, savings, cheque or credit card.
  • It’s secure.

3. Quick deposit boxes

This is a fast, simple and secure way to deposit cheques into your bank account for same day processing. You can find quick deposit boxes in any of our CommBank branches.

4. You can bank in any of our branches

Our branch locator can help you find the branch you want to call into.

5. You can use Australia Post

At participating Australia Post outlets you can make deposits and withdrawals on your passbook account, get a cash advance, make a payment on your CommBank credit card, or transfer funds between linked bank accounts. These Australia Post outlets are acting as agencies of the Commonwealth Bank.


  • Things you should know
    *ATM access fees will continue to apply on all overseas ATMs, including the ATMs of ASB Bank in New Zealand and Commonwealth Bank in Indonesia and Vietnam. Standard withdrawal fees may also apply. Fees will also continue to apply on ATM withdrawals and balance enquiries on CommSec Cash Accounts and cash advances made on Commonwealth Bank credit cards. The owner of another ATM may apply an ATM owner’s fee at the time of the transaction.

    The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Please view our Financial Services Guide

    Terms and conditions for Electronic Banking are available online or from any branch of the Commonwealth Bank.