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The right advice for renovating or building

Increase your home loan

If you're planning renovations, want to consolidate your debts or you just need extra cash, borrowing additional home loan funds could be the perfect solution.

You can borrow additional funds on your existing home loan without taking out a separate loan, saving time and paperwork. Plus you'll be paying a home loan interest rate that could be more cost effective compared to another loan type.

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Home loan redraw

If you’re planning a renovation, redrawing on your existing home loan may be the fastest and easiest option. If you have an existing CommBank variable rate loan and you’ve made additional repayments above your required repayment amount, you may be able to redraw those funds for your renovation or any other purpose.

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Guide to building or renovating

Whether you dream of building a house or love where you live and prefer to renovate, we can help with all the information and support you need. Our guides to building and renovating can give you the guidance you need to get started.

If you want to discuss your home loan options, including topping up your existing loan or applying for a Construction Loan, our experienced lenders are available to meet with you at your convenience.

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Construction loan

You've decided to build your own home and have found a licensed builder you trust to realise your dreams. Our Construction home loan options give you the funds you need to enter into a building contract and make it happen.

Our Construction home loan is also available if you're planning on constructing additional rooms, making structural renovations or repairs, and for knock down and rebuild purposes.

Tools and calculators

Find the right home loan by calculating your loan amount, term, repayment amount and frequency. Choose a home and a home loan that suits your budget. 

Use the calculator

Equipped with easy to use tools that help you assess your affordability and property search powered by Domain, the CommBank Property app takes care of your property buying needs. 

Get the app

Keep reading

Our guide to renovating covers the benefits, the costs and all the details you need to understand the renovation process. 

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Find out more about the benefits, costs and other key details around choosing the right builder and sourcing approvals from industry bodies. 

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If "flipping" a property is on your mind, check out these three things to consider before getting started.

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