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Home loan mortgage experts

Our lenders can help with expert advice.

Our lending experts understand that no two home buyers are the same. They will:

  • Guide you through the home buying process.
  • Answer all your home loan questions, from ‘How much will I need for a deposit?’ to “What is Lenders Mortgage Insurance?”
  • Provide you with a conditional pre-approval~, so you can move quickly when you find the right home.
  • Help you choose the right home loan for your financial situation and lifestyle.

Arrange an appointment today with a lending expert.

We can tailor a home loan to suit you.

3 Year Special Economiser

If you are after a simple home loan with a competitive interest rate, consider our base variable rate Economiser Home loan.

3 Year Special Economiser (owner occupied)

Interest rate3.99%PA

Comparison rate#4.57%PA

The above rates apply to owner occupied loans only. Rates for investment loans can be found in our Home Loan Update.

Fixed Rate Home Loan

Know exactly what your monthly repayment will be by locking in your interest rate for a set period of 1-5, 7, 10 or 15 years.

5 year Fixed Package Rate* (owner occupied)

Interest rate3.99%PA

Comparison rate#4.83%PA

The above rates apply to owner occupied loans only. Rates for investment loans can be found in our Home Loan Update.

Variable Home Loan

Choose the flexibility of a competitive variable home loan rate, or get the best of both worlds with a fixed and variable rate combination.

Standard Variable Rate (owner occupied)

Interest rate5.22%PA

Comparison rate#5.37%PA

The above rates apply to owner occupied loans only. Rates for investment loans can be found in our Home Loan Update.

Help with buying a property? CommBank Can.

Buying a home

Buying a home doesn’t have to be complicated.  Whether you’re buying your first home or your next, we can help with practical tips and advice.

Learn more

Buying an investment property

All you need to know about property investment, from finding the right place to getting the right loan.

Learn more

Property blog

Check out our property blog for smart tips for home buyers, sellers, investors and renovators/builders. Or sign up to our monthly e-newsletter for regular property updates sent straight to your inbox.

Visit the blog

Additional help and tools

Find the right home loan by calculating your loan amount, term, repayment amount and frequency. You can also compare different home loan options side by side.

Home Loan Calculator

Discover at a glance whether it’s a buyers’ or sellers’ market in towns and suburbs across Australia.

Home Buyers Index

Get the lowdown on new listings, suburb profiles, auctions, recent sales and individual property values around Australia^^. Available on iPhone and Android devices.

Learn more

An interactive home buying guide that takes you step by step through the process, from searching to settlement.

Home Buying Guide

Things to know before you Can:

~ Provided the details initially agreed do not change, conditional pre-approval guarantees the amount you can borrow but not the interest rate. If you do not find a property and accept our formal loan offer within 90 days of the conditional pre-approval date, we will need to obtain from you updated financials and confirm that the loan still meets your needs and financial objectives.

# Comparison rates are calculated on the basis of secured credit of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Package requires $150,000 in total home lending and an annual fee of $395 applies. Rate Lock allows you to lock in the interest rate for a period of 90 days effective from the date we process your request. Rate Lock is only available at application and a fee applies. At the end of the fixed rate period, the interest rate converts to the then current Standard Variable Rate, less any applicable package discount specified in your Loan Contract.

^^ Please note that due to Victoria's state laws, sales data is only available on 40% of properties.

Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.