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Insurance options for your Home Loan

We can help protect one of your biggest assets with a range of insurance options.

Home Loan Protection can help pay off your home loan if the unforeseen happens such as illness, injury, involuntary unemployment or if you pass away. Applying is quick and easy.

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If you rent or own your property, we have award winning insurance options to cover your building and contents.

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Simple Life can pay a lump sum payment to you or your estate if the unexpected happens like terminal illness, permanent disability or if you pass away. The types of cover available are Life Cover, Total and Permanent Disability Cover, and Critical Illness Cover.

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To find out more or apply online visit the Insurance section, call us: 13 2221 or visit any branch.

We can tailor a home loan that's right for you, and provide the tools and insights to meet your needs.


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Our Everyday Account is an all-in-one solution that offers the flexibility you need. Enjoy low-fee everyday banking with a Debit Mastercard®.

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With our Wealth Package, you’ll enjoy special discounts on selected loans and credit cards.

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Pay no credit card annual fee with the Wealth Package, a saving of up to $349 per year with the Diamond Awards credit cards. No Wealth Package? You’ll pay no annual fee for the first year when you apply for a credit card at the same time as your home loan.

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Offset the funds in your Mortgage Interest Saver Account (MISA) against the balance of your home loan, and you could save thousands of dollars in interest and cut years off the term of your home loan.

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Offset the funds in your linked accounts against the balance of your home loan, to potentially save thousands of dollars in interest.

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Things you should know

Insurance refers to products offered by Commonwealth Insurance Limited ABN 96 067 524 216 (CIL) and The Colonial Mutual Life Association Society limited ABN 12 004 021 809 (CMLA) both wholly owned but non-guaranteed subsidiaries of the Commonwealth Bank of Australia. This information is provided by CMLA and CIL. Where we refer to ‘we’ and ‘our’, we mean CMLA or CIL.

The Commonwealth Bank of Australia and its subsidiaries (excluding CIL and CMLA) do not guarantee the obligations or performance of CIL or CMLA or the products they offer. Where the Commonwealth Bank of Australia acts as an agent for CIL or CMLA, the Commonwealth Bank receives a commission from CIL or CMLA respectively.

Home Insurance is issued by CIL. Loan Protection and Simple Life are issued by CMLA.

Product Disclosure Statements (PDSs) are available for these products by calling 13 24 23 (for Home Insurance) or 13 39 82 (for Loan Protection and Simple Life), by visiting or from any branch of the Commonwealth Bank. The PDS should be considered before making any decisions about these products. You can also download a Financial Services Guide (FSG).

As this advice has been prepared without considering your objectives, financial situation or needs, you should before acting on this, consider its appropriateness to your circumstances.