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Car insurance options

Comprehensive cover for Collision or Impact damage, Theft, Malicious Damage, Fire, Storm, Hail and Flood. A range of Additional Benefits are also included at no additional cost. You can also choose between a range of policy options to vary your premium.

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Cover for your vehicle if it’s damaged by fire or theft. Also includes liability cover for other people’s property, up to the value of $20 million.

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Liability cover for damage your vehicle causes to other people’s property, up to the value of $20 million.

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FAQs

Yes, you have a choice to insure your vehicle for either an agreed value or the market value. 

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Yes, you are covered under a valid car insurance policy as long as the international driver's licence is current and recognised by Australian law as valid.

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If any modifications are made to your car, you must advise CommInsure as soon as possible. CommInsure may offer to continue your insurance subject to an amendment in premium, alter the terms and conditions of your policy or we may elect to cancel the policy altogether.

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To ensure the deceased's car continues to be protected, the policy can remain in place until the assets are transferred to the beneficiaries.

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Our Comprehensive insurance offers the highest level of cover available for your car, covering your car as well as damage it causes to other people’s vehicles and property. 

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We offer two types of Third Party car insurance - Third Party Property Damage, Fire and Theft and Third Party Property Damage - but what exactly do they cover you for?

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Important Information

*This discount cannot be used in conjunction with any other discount or promotional offer other than the No Claim Discount where applicable. Minimum premiums may come into force and reduce the extent to which discounts are applied.

As this information has been prepared without considering your personal objectives, financial situation or needs, you should, before acting on it, consider its appropriateness to your circumstances. This information is provided by CIL and where we refer to ‘we’ and ‘our’, we mean CIL. You can download a Car Insurance Product Disclosure Statement (PDS) and Financial Services Guide (FSG) by clicking on the links, or calling 13 24 23 for a paper copy.

Car Insurance is provided by CommInsure, a registered business name of Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers.

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