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COMPREHENSIVE CAR INSURANCE

CommBank comprehensive car insurance cover

Help protect your vehicle against the unexpected, with cover for Collision or Impact damage, Theft, Malicious Damage, Fire, Storm, Hail and Flood. A range of Additional Benefits are also included at no extra cost. You can also choose between a range of policy options to vary your premium.

  • 2 year new car replacement as standard after a total loss^
  • Lifetime guarantee on repairs completed through our repairer network
  • Cover for personal effects and clothing up to $500
  • Pay by the month at no additional premium
  • Flexible excess options to reduce your premium

It’s quick and easy and your premium will be calculated with a discount of up to 10% if you apply online*.

or

Already a customer banking online with us?

You could get a better price.

Quote in NetBank

New customer or don't bank online with us?

Get a quote

or

or

Saved a quote in NetBank?

Retrieve quote in NetBank

Saved a quote as a new customer or someone who doesn’t bank online with us?

Retrieve quote

or

Features and benefits

Comprehensive Car Insurance can help cover your vehicle against a range of insured events, including:

  • Collision or impact damage
  • Fire, theft or attempted theft
  • Storm, hail or flood
  • Vandalism or malicious acts
  • The theft of your keys
  • Liability of up to $20 million

A range of Additional Benefits are also included at no additional cost:

  • 2 year new car replacement as standard after a total loss^
  • Substitute vehicle
  • Hire car following a theft
  • Towing and storage costs
  • Trailer and caravan cover
  • Emergency repairs
  • Loss and damage to personal effects, including clothes
  • Transportation and emergency accommodation costs
  • Accidental death
  • Loss or damage to baby capsules or car seats
  • Temporary cover for  replacement vehicle

Policy Options

You can also choose to add the following Policy Options to your cover, at an additional cost:

  • Hire car following an incident
  • Removal of basic excess for windscreen and window glass claims
  • No Claim Discount protection
  • Restricted Driver option

How to apply

It’s quick and easy and your premium will be calculated with a discount of up to 10% if you apply online*.

or

Already a customer banking online with us?

You could get a better price.

Quote in NetBank

New customer or don't bank online with us?

Get a quote

or

Compare

You can compare our three car insurance options using our side-by-side comparison chart.

The three options available are:

  • Comprehensive
  • Third Party Property Damage, Fire and Theft
  • Third Party Property Damage

FAQs and support

If you’d like to find out more about Comprehensive Car Insurance, you can read the FAQs.

You can also visit the Support Community where you can ask questions, get answers, share knowledge and get support.

How to make a claim

If you need to make a claim, call 13 2423 with the full details of any loss, damage, or anticipated or alleged liability. The Emergency Claims Assistance Line is available 24 hours a day, 7 days a week.

Find out more about what to do if you have an accident, if your vehicle is stolen or maliciously damaged or if a claim is going to be made against you.

FAQs

An Insured Event is an accidental, unexpected and unforeseen event your Car Insurance provides cover for.

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Depending on the type of car you own, you can insure it for either market or agreed value.

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No, you won’t be covered for any loss, damage or liability to your vehicle that occurs while it’s being driven by someone under 30, even if it’s an emergency. 

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You can find the answers to your Car Insurance questions by checking out the full list of FAQs.

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Related products

Cover for your vehicle if it’s damaged by fire or theft. Also includes liability cover for other people’s property, up to the value of $20 million.

Learn more

Liability cover for damage your vehicle causes to other people’s property, up to the value of $20 million.

Learn more

Important Information

^Conditions apply. Please read the Product Disclosure Statement (PDS) for more information.

*This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless we have advised in the promotional offer that this discount will apply. We may remove or change this discount effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.

As this information has been prepared without considering your personal objectives, financial situation or needs, you should, before acting on it, consider its appropriateness to your circumstances. This information is provided by CIL and where we refer to ‘we’ and ‘our’, we mean CIL. You can download a Car Insurance Product Disclosure Statement (PDS) and Financial Services Guide (FSG) by clicking on the links, or calling 13 24 23 for a paper copy.

Car Insurance is provided by CommInsure, a registered business name of Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers.