Help us improve our website by completing a quick survey. Start survey now

HOME INSURANCE

Canstar award for outstanding value - Home & Contents Australia
  • CANSTAR award for Outstanding Value Home and Contents Insurance - Australia
  • Money magazine’s 2014 Best of the Best winner in the Best Innovative Insurance Product category
  • Pay by the month for no additional premium
  • Flood covered as a standard Insured Event
  • Gap Cover of up to 25% on top of your Sum Insured
  • Online claims, using a simple form

It’s quick and easy and your premium will be calculated with a discount of up to 15% if you apply online*

or

Already a customer banking online with us?

You could get a better price.

Quote in NetBank

New customer or don't bank online with us?

Get a quote

or

Find out more about how to make a claim online.

Cover for owner occupiers and renters

This building and contents cover for owner occupiers or renters offers protection against a range of insured events.

Learn more
  • Covers flood, theft, fire, storm and more
  • Includes a range of additional benefits, like cover for alternative accommodation costs
  • Flexibility to add optional covers, like cover for accidental damage

or

Already a customer banking online with us?

You could get a better price.

Quote in NetBank

New customer or don't bank online with us?

Get a quote

or

Cover for investors

This building and contents cover for landlords or property investors offers optional cover for accidental damage and malicious damage by tenants. 

Learn more
  • Covers flood, theft, fire, storm and more
  • Includes a range of additional benefits, like cover for loss of rent, emergency work and temporary repairs when the home is damaged
  • Flexibility to add optional covers, like cover for accidental damage and malicious damage or theft by tenants

or

Already a customer banking online with us?

You could get a better price.

Quote in NetBank

New customer or don't bank online with us?

Get a quote

or

Cover for portable contents

This covers your portable contents for theft, accidental loss or damage. 

Learn more
  • Choose between Packaged and Customised Cover
  • Covers portable contents items anywhere in Australia and New Zealand
  • Covers portable contents items anywhere in the world for the first 30 days of travel

or

Already a customer banking online with us?

You could get a better price.

Quote in NetBank

New customer or don't bank online with us?

Get a quote

or

Tools and calculators

Building insurance calculator

This calculator can help you work out the value of your home and estimate the amount of cover you need. 

Contents insurance calculator

This calculator can help you work out the value of your contents and estimate the amount of cover you need.

FAQs

An Insured Event is an accidental, unexpected or unforeseen event your Home Insurance provides cover for. Depending on the type of cover you have, here’s a look at the Insured Events we cover.

Learn more

We’re here to help. You can make a claim online or over the phone by calling us on 13 2423.

Learn more

When applying for home insurance you’ll be asked to nominate a sum insured for your building and contents. These should be as accurate as possible because they’re the most we’ll pay in the event of a claim.

Learn more

You can find the answers to your Home Insurance questions by checking out the full list of FAQs.

Learn more

Learn more about insurance

If you’re investing in property, making sure you have the right insurance to protect your investment is essential.

Learn more

Merging your money is a big decision and making sure you have the right home and contents insurance is a key component.

Learn more

1. Gather financial statements – including insurance policies

2. List all monthly expenses

3. If you pay insurance annually, divide the cost by 12

4. Weigh expenses against monthly income

Learn more

Important information

*Online discount does not apply to Portable Contents Cover when taken as a standalone policy. This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless we have advised in the promotional offer that this discount will apply. We may remove or change this discount effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.

This information has been prepared without considering your objectives, financial situation or needs. Before acting on this information you should consider the appropriateness of the product with regards to your personal circumstances. This information is provided by CIL and where we refer to ‘we’ and ‘our’, we mean CIL.

Home Insurance is provided by Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CommInsure is a registered business name of CIL. CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers. This information is provided by CIL and where we refer to ‘we’, 'us' and ‘our’, we mean CIL. You can download a Product Disclosure Statement (PDS) and Financial Services Guide (FSG) by clicking on the links, or by calling us on 13 2423 for a paper copy.

CommInsure is proud to be a signatory to the General Insurance Code of Practice, for more information on the code visit www.codeofpractice.com.au

Loading…