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Why choose Home Insurance?

Be ready for just about anything with Home Insurance. Help protect your building or contents against fire, flood, theft and more.

Outstanding value

Outstanding value

Canstar winner of 3 national awards and 14 regional awards for outstanding value for home and contents insurance. Whether you’re a home owner, renter or landlord, you can get award winning home insurance.

Improved claims process

Improved claims process

You can submit your claim online at any time. You’ll get an instant confirmation email and hear from one of our claims specialists as soon as possible. If you prefer you can call us on 13 2423.

15% bundle discount

15% combined discount

Save up to 15% on your premium when you bundle building and contents cover and apply online.* It’s quick and easy to get a no obligation quote. If you’re already a CommBank customer, you could get a further saving when you apply in NetBank or the CommBank app.

It’s quick and easy and your premium will be calculated with a discount of up to 15% if you apply online*

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Home Insurance options

Find comfort knowing your building and contents are protected with Home Insurance.

Cover for your building and contents

Cover for your building or contents

If you’re a home owner, your building and contents will be covered for fire, flood, theft and more. If you’re renting you can get this cover for your contents. Protect the things that make your house a home like appliances, furniture and clothes.

View Residential Package options
Cover for your property

Cover for your investment property

As a landlord, your building and furnishings like carpets, curtains and whitegoods are covered from fire, flood, break-ins and more. You can also choose Optional Covers for Accidental Damage, Loss of Rent and Malicious Damage caused by tenants.

View Investment Package options
Protect your things at home or on the go

Protect your things at home or on the go

Insure everyday portable items you take with you when out and about like sunglasses, watches or surfboards for the total replacement cost or the choice of up to $1,000 per item. Your items are covered here or abroad in the first 30 days of your trip.

View Portable Contents Cover options

Access to support when you need it

Australian based support

Australian based support

Whether you have a question or want to lodge a claim, you'll always speak to an insurance specialist who’ll get things moving. Get in touch by calling 13 2423.

Hassle-free claims

Hassle-free claims

No matter what’s happened, you get full attention and assistance with your claim lodgement. You can submit your claim online or call 13 2423 to get things moving.

Quick repairs and replacement

Wide network of preferred suppliers

Access to a wide network of trusted builders and repairers with a proven track record of getting the job done.

What you need to know

How to get a quote and apply online

Things we’ll ask include:

  • Details of your building including the address and how it’s built
  • Details of everyone who’ll be a policy holder including their DOB (have their details handy)
  • How much cover you’ll need (try the building and contents calculators)
  • Whether you want to add any Optional Covers
  • When you’d like the policy to start.
  • Bundle your building and contents cover and get up to 15% off when you apply online.*
  • If you’re already banking online with us, you may get an even better price when you apply in NetBank or via the CommBank app.

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Already a customer banking online with us?

You could get a better price.

Quote in NetBank

New customer or don't bank online with us?

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No obligation – takes only a few minutes

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Saved a quote in NetBank?

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Saved a quote as a new customer or someone who doesn’t bank online with us?

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How to make a claim

We’re here to help. You can make a claim online.

Learn more

Frequently Asked Questions

What's an ‘Insured Event'?

An Insured Event is an accidental, unexpected or unforeseen event your Home Insurance provides cover for. Depending on the type of cover you have, here's a look at Insured Events covered.

What's not covered?

Here are some examples of standard exclusions: wear and tear to property, damage by birds, rats, termites etc. Read more on what you’re covered for.

How do I calculate my sum insured?

You’ll need to tell us the replacement value of your contents and building including all associated rebuilding costs. Use the buildings calculator  and the contents calculator to help work this out.

Things to know before you Can:

*Online discount does not apply to Portable Contents Cover when taken as a standalone policy. This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless we have advised in the promotional offer that this discount will apply. We may remove or change this discount effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.

Home Insurance is provided by CommInsure, a registered business name of Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers. Where we refer to 'we', 'us' and 'our', we mean CIL. This information has been prepared without considering your objectives, financial situation or needs, you should, before acting on this, consider the appropriateness to your circumstances. A Product Disclosure Statement is available at all Commonwealth Bank branches, by downloading them from commbank.com.au or by calling 13 2423 and should be considered before making any decisions about this product. You should also read the Home Insurance Key Fact Sheet, Financial Services Guide and Privacy Policy which are also available by calling 13 2423.

CommInsure is proud to be a signatory to the General Insurance Code of Practice, for more information on the code visit www.codeofpractice.com.au.

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