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Home insurance with more cover as standard

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Why choose our Home Insurance?

When it comes to organising home insurance, there are many things to consider – the value of your building and contents plus knowing what you are covered for. So we’ve made things easier for you by making more inclusions standard.

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Protection for your Building & Contents

Whether you live in your home, rent or have an investment property, you can protect your building and its contents from events such as fire, floods theft and more. 

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Protection for your valuables

There’s no need to list valuable items such as iPads or art as these will be automatically covered under your contents sum insured whilst located in your home. Jewellery and watches are automatically covered up to 25% of your contents sum insured; higher value items can be listed under customised portable contents cover.

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Our cover also includes:

  • Up to 12 months alternative accommodation costs
  • Demolition and debris removal
  • Domestic pet cover for your dog, cats or birds
  • Contents in transit for when you’re moving
  • Storage fees and more.

You also get

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Up to 25% Gap Cover

When the amount you are insured for is not enough  we’ll pay up to 25% extra to help rebuild, replace or repair your building and contents. 

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Choose from two packages and three cover types

Our packages are designed to suit owner/ occupiers, renters, landlords and investment property owners. They offer any combination of Buildings, Contents and Portable Contents Cover.

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CommBank customers can save

Apply online to receive up to 15% discount**. 

As an existing CommBank customer, you could also get a further saving when you take out a home insurance  policy in Netbank.*

Frequently Asked Questions

An Insured Event is an accidental, unexpected or unforeseen event your Home Insurance provides cover for. Depending on the type of cover you have, here’s a look at the Insured Events we cover.

Learn more

Here are some examples of our standard exclusions: wear and tear to property, damage by birds, rats, termites etc.

See the PDS for more details

You’ll need to nominate a sum insured for your building and contents. These should be as accurate as possible. Use the buildings calculator and the contents calculator to help work this out.