Home insurance calculators
Calculate how much you need to cover your building and contents
How to make a claim
We’ll ask for some reasonable proof that you owned the items you’re making a claim for. We call this “proof of loss and confirmation of ownership” and the different types help us to determine the value of the items and replace them with their closest possible match.
When applying for home insurance you’ll be asked to nominate a sum insured for your building and contents. These should be as accurate as possible because they’re the most we’ll pay in the event of a claim.
Yes, we’ll make emergency payments in some situations. This decision is subject to us accepting your claim and us assessing your particular situation.Learn more
*If you have purchased Building cover or Contents cover online, a discount of up to 10% will be applied to your basic premium. If you have purchased combined Building and Contents cover, a discount of up to 15% will be applied to your basic premium.
Online discount does not apply to Portable Contents Cover when taken as a standalone policy. This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless we have advised in the promotional offer that this discount will apply.
We may remove or change this discount effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.
Home Insurance is provided by Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CommInsure is a registered business name of CIL. CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers. This information is provided by CIL and where we refer to ‘we’ and ‘our’, we mean CIL.
This information has been prepared without considering your objectives, financial situation or needs. You should, before acting on this, consider the appropriateness to your circumstances. A Product Disclosure Statement (PDS) is available at all Commonwealth Bank branches, by downloading them from commbank.com.au or by calling 13 2423 and should be considered before making any decisions about this product. You should also read the Key Facts Sheet (KFS) and Financial Services Guide (FSG) by clicking on the links, or by calling us on 13 2423 for a paper copy.
CommInsure is proud to be a signatory to the General Insurance Code of Practice, for more information on the code visit www.codeofpractice.com.au.