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COMMBANK TAP & PAY

What is Tap & Pay

Tap & Pay allows you to use your compatible smartphone and the CommBank app to make contactless purchases in store. Simply tap your phone on any contactless terminal the next time you are shopping+.

  • Make contactless payments with your phone
  • Links to your Everyday Account or credit card
  • Covered by our 100% Money Back Guarantee*
Tap & pay


Don’t have the CommBank app? Text APP to 0417 041 041 to get the mobile app link sent to your phone.

Tap & Pay using Android with NFC

Tap & Pay is available using your compatible Android phone and the CommBank app. You can link Tap & Pay to your transaction account or credit card so you can make purchases at any contactless terminal using just your phone – even overseas.

Compatibility:
Tap & Pay is available on compatible devices running Android 4.4 (KitKat) or above, with inbuilt NFC enabled.

Note: Tap & Pay allows you to make contactless purchases up to $100 or other limit as set by the merchant. For transactions over this limit, you may be required to enter your card PIN.

Step 1: Open an Everyday Account or use your existing account or credit card

Step 2: Download the CommBank app on your compatible Android smartphone

Step 3: Select ‘Tap & Pay’ from the home screen and follow the simple activation steps

Tap & Pay using an iPhone

Tap & Pay using an iPhone

If you’re using an iPhone you can use Tap & Pay by purchasing a PayTag via the CommBank app. A one-off fee of $2.99 will apply.

Once your CommBank PayTag arrives, you’ll need to attach it to your device.

Stick the PayTag directly on the back of your phone towards the bottom. Placing it in this area ensures you can Tap & Pay first time, every time.

If you have a phone cover, the PayTag will work underneath the cover, but you can also stick the PayTag on the outside of your phone cover too if you like.

Step 1: Open an Everyday Account or use your existing account or credit card

Step 2: Download the CommBank app on your iPhone

Step 3: Stick the PayTag directly on the back of your phone. Select the top left hand main menu, select Settings > App Settings > Tap & Pay and follow the instructions.

Security for peace of mind

We’ll cover any losses from unauthorised transactions with our 100% Money Back Guarantee.* Just make sure you follow the terms and conditions for electronic banking and notify us immediately of any loss, theft or misuse of your PIN or password, and suspicious activity on your account.

Security for peace of mind

Things you should know:

+ Tap & Pay allows you to use your compatible iPhone or Android mobile phone to make contactless purchases up to $100 or other limit as set by the merchant. NetBank and CommBank app access required. Tap & Pay is available for compatible NFC enabled phones running Android 4.4 or above - Eligible transaction accounts only, not available for credit cards at this time. Other phones may Tap & Pay by ordering a CommBank PayTag in the app. A one-off purchase price of $2.99 applies for the PayTag.

* The 100% Money Back Guarantee means we’ll cover any loss should someone make an unauthorised transaction on your account using Tap & Pay, provided you protect your phone, PayTag and phone PIN/password and immediately notify us of their loss, theft or misuse, and of any suspicious activity on your account.

The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Full terms and conditions for Electronic Banking are available here or from any branch of the Commonwealth Bank. Please view our Financial Services Guide.

Apple, the Apple logo & iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and Android are trademarks of Google Inc. Windows is a registered trademark of Microsoft Corporation in the United States and other countries. Commonwealth Bank of Australia ABN 48 123 123 124.