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Secured car loan rates and fees

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Secured Car Loan rates and fees



 

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Fees that will apply

Fee type

Definition

Amount

Establishment fee

Upfront cost payable when accepting a loan

$250

Loan service fee

Monthly charge to cover costs of keeping account active

$10 per month

Fees that may apply

Fee type

Definition

Amount

Late payment fee

May be payable on the fifth business day after the repayment due date if at the end of the previous business day your loan is in arrears

$20

Early repayment adjustment

An early repayment adjustment may be made for the loss the Bank expects to make due to the loan being repaid earlier than anticipated. The early repayment adjustment is levied to put the Bank back into the same financial position it would have been in had the loan not been prepaid.

Full details on how we calculate the Early Repayment Adjustment can be found in our Standard Fees and Charges for Secured, Fixed and Variable Rate Personal Loans, Campus Loans and Overdrafts brochure.

Other electronic banking fees

Please refer to our Electronic Banking General Information and Terms and Conditions

Government charges

State Governments may apply various registration fees when a loan secured by a mortgage or other security is either established or discharged. To ascertain how much you will be charged, please contact the relevant State Government department.

Important information

Please consider all upfront and ongoing fees and charges when applying for a new Personal Loan to ensure your loan is able to meet your needs. A copy of our Standard Fees and Charges for Personal Loans and Personal Overdrafts can be picked up from any of our branches, or by calling 13 1431, 8.00am to 8.00pm, 7 days a week.



 

Ready to apply for a Secured Car Loan?

or

Already a customer banking online with us?

Save time by using your NetBank details.

Apply in NetBank

New customer or don't bank online with us?

Apply online

or