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SMSF insights for you

Top tips to organise your SMSF before 30 June

This checklist provides a basic list of items for review to help SMSF trustees as the end of the financial year approaches.

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Downsizing to upsize your superannuation

The downsizer super contribution might be something to consider if you are aged 65 or more and selling your home.

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Lifecycle of an SMSF

Here's some tips to help understand the lifecycle of a self managed superannuation fund (SMSF).

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More insights

Keep up-to-date with market news, explore new companies and learn about different investment strategies.

Take me to SMSF insights hub

Manage your SMSF with SMSF Portfolio view

If you are a CommBank customer, your NetBank ID will give you free access to the SMSF Portfolio view where you can view your SMSF investments and personal accounts in one place.

SMSF Portfolio

New to SMSFs?

SMSFs can offer a number of benefits, but they aren’t for everyone. Learn about what an SMSF is, who it might be right for and what’s involved in setting one up.

Our core product suite

SMSF cash account (CDIA)

A central cash hub to manage your SMSF’s cash flow, simplify your record keeping and make investing your money easier.

Take me there

Shares & ETFs

Trade shares and ETFs for your SMSF and leverage research and insights on the market with CommSec.

Visit CommSec

Managed funds

Investment opportunities from Australian and global fund managers through Colonial First State, part of the Commonwealth Bank Group.

Visit Colonial First State

Property lending (SuperGear)

Borrowing to purchase an investment property with a product designed specifically for SMSFs.

Learn more

Investment strategies

Explore CommBank solutions for common SMSF investment strategies

SMSF advice

Get the advice you need to navigate rules, optimise your SMSF’s performance and plan for the future. 

Talk to an SMSF specialist

Things you should know:

This information is prepared by Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. Registered office: Ground Floor, Tower 1, 201 Sussex Street, Sydney, NSW 2000. For terms and conditions of the products mentioned, please visit any of our branches, or call us on 1800 138 363, Monday to Friday, 8.30am to 5.30pm AEST.

The information contained may include general advice but does not take into account the investment objectives, financial situation and needs of any particular individual or trustee of a self-managed super fund. You should assess with the help of legal, financial and taxation advice, whether the information is appropriate in light of your own circumstances before acting on it.

Commonwealth Direct Investment Accounts (CDIAs) are issued by Commonwealth Bank of Australia. The SMSF CDIA is a bank account designed for use in conjunction with an SMSF. It is not a superannuation product in its own right.

Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned, but non-guaranteed, subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. CommSec is a Participant of the ASX Group and Chi-X Australia. To be eligible for the brokerage discount your account must settle to a CDIA and be CHESS sponsored by CommSec. Otherwise, you’ll be charged normal brokerage.

Investments in any of the Colonial First State managed investment funds are offered by Colonial First State Investments Limited ABN 98 002 348 352, AFS Licence 232468 (Colonial First State). Colonial First State is a wholly owned subsidiary of the Commonwealth Bank of Australia (the Bank) ABN 48 123 123 124. The Bank and its subsidiaries do not guarantee the performance of FirstChoice Wholesale Investments or the repayment of capital by FirstChoice Wholesale Investments. Investments in FirstChoice Wholesale Investments are not deposits or other liabilities of the Bank or its subsidiaries, and investment-type products are subject to investment risk, including loss of income and capital invested. You should read the relevant Product Disclosure Statement (PDS) carefully and assess whether the information is appropriate for you and consider talking to a financial adviser before making an investment decision. PDSs are available from or by calling Colonial First State on 13 13 36. The responsible entity, Colonial First State Investments Limited receives fees.

SuperGear is offered by Commonwealth Bank of Australia. Applications for finance are subject to the Commonwealth Bank’s credit approval process. Fees and charges apply. Borrowing of funds needs to be consistent with your SMSFs investment strategy and the SMSF trust deed needs an express power to borrow.

Commonwealth SMSF (the ‘Administration Service’) is a service offered by CommSec to assist in the administration and (where necessary) the establishment of self- managed super funds. CommSec has engaged SuperIQ Pty Ltd ABN 27 147 105 164 AFSL 406690 to provide self-managed super fund administration services and related technology services in relation to the Administration Service.

Commonwealth Financial Planning Limited ABN 65 003 900 169, AFSL 231139, (Commonwealth Financial Planning) a wholly-owned, non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124. Commonwealth Financial Planners are representatives or authorised representatives of Commonwealth Financial Planning. Commonwealth Financial Planning is registered with the Tax Practitioners Board as a Registered Tax (Financial) Adviser. However, your Financial Planner is not a Registered Tax Agent, consequently the tax consideration is general in nature and does not include an assessment of your overall tax position. You should seek tax advice from a Registered Tax Agent.

While potential SMSF investments have been illustrated within this content they do not represent a comprehensive suite of possible investment products and services within the guidelines pursuant to the SIS Act 1993 with ATO oversight.