Features & benefits

No international transaction fees

Make your travel money go further, order a card for free online or in branch and enjoy $0 international transaction fees.

See more fee savings

Exchange rate certainty

In addition to AUD, you can load up to 15 foreign currencies on your card so your travel budget won’t change, even if exchange rates do. 

See exchange rates

Spend worldwide with Visa® 

Shop with confidence everywhere Visa is accepted –in-store, online or over the phone and use ATMs. Plus access Visa travel offers and Travel Booking

Easily manage your travel budget

A separate account for travel gives you a clear view of your budget. Plus it’s easy to track your spending and reload currency on-the-go in the CommBank app or NetBank.

Emergency 24/7 support

Lost, misplaced or stolen card? You’ll get two cards (so you’ll have a back-up), 24/7 phone support and emergency cash and card replacement, just in case. 

Extra card security

Rest assured with instant card lock/unlock via the CommBank app (handy between trips) and free Purchase Security Insurance cover1.

Load up to 16 currencies on one account

  • Lock in exchange rates and load up to 16 currencies easily on one account – wherever you are in the world – through NetBank or the CommBank app:  

    • United States Dollars (USD)
    • Euros (EUR)
    • Great British Pounds (GBP)
    • Australian Dollars (AUD)
    • Japanese Yen (JPY)
    • New Zealand Dollars (NZD)
    • Hong Kong Dollars (HKD)
    • Canadian Dollars (CAD)
    • Singapore Dollars (SGD)
    • Thai Baht (THB)
    • Vietnamese Dong (VND)
    • Chinese Renminbi (CNY)
    • Emirati Dirham (AED)
    • Fijian Dollars (FJD)
    • Indonesian Rupiah (IDR) – includes Bali
    • Indian Rupees (INR)

Already have a CommBank Travel Money Card?

Load up to 16 currencies for your next trip with no reload fees.  

Reload now

Rates & fees

Type of fee or charge
When you pay it
How much it is
Currency conversion (exchange rate)
When you load or reload foreign currency onto your Travel Money Card 
CommBank Retail Foreign Exchange Rate at the time. See current rate
Currency conversion (exchange rate)
When you make a purchase or withdraw cash in a currency that is loaded onto your Travel Money Card
Nil
International transaction fee
When you make a purchase or withdraw cash in any currency
$0
Card issue fee
When you open a new Travel Money Card account online through NetBank or the CommBank app, or in a CommBank branch
$0
Initial load or reload fee
When you load or reload funds onto your Travel Money Card; or
When you transfer funds from your Travel Money Card to an eligible CommBank account via NetBank or the CommBank app 
$0
Cash withdrawal fee
When you withdraw cash from an ATM or over-the-counter (e.g. cash out at some convenience stores) outside of Australia. Fee does not apply within Australia
AUD $3.50, or equivalent foreign currency amount at the Visa exchange rate at the time. 

Who can apply

  • To get your Travel Money Card, you’ll need to:

    • Be at least 14 years old;
    • Be registered to use NetBank (existing CommBank customers can register online)
      New to CommBank? Sign up at your nearest branch and receive your Travel Money Card at the same time  
    • Provide a valid email address; and
    • Have an Australian residential address

How to apply

How it works

  • During your trip

    • As long as the local currency of the country you're in is loaded on your card and you have sufficient funds, it will automatically be applied when you pay for something. If you don’t, we’ll use the next available currency you have loaded on your card (see currency conversion rates). You can change the ‘next available’ currency order anytime online
    • Reload in real time, fee-free if your balance gets low
    • Stick to daily transaction limits
    • The maximum value of purchases per day is unlimited, however no more than your available balance
    • The maximum amount you can withdraw from ATMs per day is AUD 2,500 or the foreign currency equivalent. Keep in mind most ATM operators have a limit on how much you can withdraw from an ATM per transaction
    • The maximum amount for over-the-counter withdrawals per day is AUD 2,500 or the foreign currency equivalent.
  • When you’re home

    • Got leftover currency? Exchange it for another currency or back into your CommBank account from NetBank or the CommBank app
    • Top up your Travel Money Card (it’s valid for 4 years) in preparation for your next trip
    • Donate your foreign (and local) currency to any CommBank or Bankwest branch and every cent will go to UNICEF.

How to manage your Travel Money Card

You’ve got your new card – here’s how to get the most out of it.

Find detailed info on getting started, loading and reloading currencies, setting a currency order, checking your balance and tracking your spend. Plus, info on Purchase Security Insurance Cover and access to Visa® travel offers.

Manage your Travel Money Card

Need foreign cash? Have it ready before you travel

If you’re a CommBank customer, you can buy or sell up to 9 foreign currencies at selected CommBank branches in exchange for Australian Dollars.

You can also order foreign cash in over 30 currencies online – even if you’re not a CommBank customer.

Discover Foreign Cash

Planning an overseas trip?

Discover travel tips to help make the most of your European summer holiday.

See travel tips

Prepare for take-off with Travel Booking, provided by Hopper

CommBank Yello customers can receive up to 10% of the booking amount back in travel credits to use towards any future purchases in Travel Booking.#

Explore travel

Emergency support & tools

Things you should know

1 If your purchases have been lost or stolen, we may be able to cover the cost to repair or replace them up to 90 days after purchase. For more information relating to the complimentary Purchase Security Insurance refer to Travel Money Card Complimentary Insurance Information Booklet (PDF).

As this advice has been prepared without considering your objectives, financial situation or needs, you should before acting on this advice, consider its appropriateness to your circumstances. The Product Disclosure Statement and Conditions of Use (PDF) issued by Commonwealth Bank of Australia ABN 48 123 123 124 for Travel Money Card should be considered before making any decision about this product. View our Financial Services Guide (PDF).

To raise a dispute related to your Travel Money Card please complete the Travel Money Card Dispute form (PDF).

Any withdrawal or balance enquiry fee will come from the currency for which you are using your card. If this currency is not loaded on your card, the fee will be taken from the first (or sole) currency loaded on your card. Any SMS balance alert fee will come from the first (or sole) currency loaded on your card.

The target market for this product will be found within the product’s Target Market Determination, available here.


Travel booking, provided by Hopper

CommBank Yello Plus customers receive 5% back in travel credits. This applies to the hotel booking amount you pay for excluding any Awards points or travel credits redeemed. 

CommBank Yello Gold customers receive 5% back in travel credits. This applies to the hotel or flight booking amount you pay for excluding any Awards points or travel credits redeemed. 

CommBank Yello Diamond customers receive 10% back in travel credits. This applies to the hotel or flight booking amount you pay for excluding any Awards points or travel credits redeemed. You’ll also receive a $100 first time use travel credit which will be automatically applied to your Travel Booking wallet on your first visit to the Travel Booking website after entering Diamond status. This is limited to one per customer, regardless of movement between tiers.

For more information about the CommBank Yello program, visit commbank.com.au/commbankyello

Travel credits will be applied to your Travel Booking Wallet within 7 business days of your booking and have a 2-year expiry from the booking transaction date. If you cancel or the supplier cancels the flight or hotel booking for any reason, the amount back in travel credits will be forfeited. Travel credits are not transferable or exchangeable for cash. Expiry dates can be viewed in your Wallet & Offers page of the Travel Booking website. 

When redeeming travel credits, the entire value of your travel credit wallet will be applied to pay for all or a portion of the booking amount in a single transaction. If the booking amount is less than the total value of your travel credits, the remaining balance will remain in your wallet for future use.

In the event that you no longer hold an active eligible CommBank card, you will forfeit all your travel credits.

All travel products and offers from Travel Booking are subject to availability and can only be booked by eligible CommBank cardholders.

Eligible cards comprise of active CommBank retail or business credit and debit cards, StepPay card or Travel Money Cards.

Travel Booking is provided by Hopper Inc (Hopper). Hopper is not part of the CBA Group. CBA is not responsible for the content on this portal, nor the provision of any of the services that are offered through this portal. The services offered are subject to the Travel Booking terms and conditions. CBA does not guarantee the obligations or performance of Hopper or the services it offers. CommBank Awards customers can choose to use all or part or all of their Awards points for payment of their booking.

CommBank will receive a portion of the revenue generated from the Travel Booking platform.

For full terms and conditions on the features provided by Hopper, visit travelbooking.hopper.com/terms

Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit license 234945