Help & support
As the largest retail bank in the country, we have a responsibility to meet the current needs of our customers and the community, while operating sustainably for future generations. According to the Australia Institute, 70% of Australians are concerned about climate change and its impacts, including the potential to exacerbate existing cost-of-living pressures.
As a signatory to the Net-Zero Banking Alliance (NZBA), we acknowledge the role we have in supporting our 11 million retail customers to understand their environmental footprint, reduce their emissions and encourage sustainable practices.
InstalPay
Repayments
CommBank Green Loan
Repayments
Personal loan for eligible electric and hybrid vehicle purchases
Repayments
Click below to explore our other personal loan options for eligible energy-efficient products.
Enjoy exclusive discounts on Amber energy plans
Amber offers a different energy experience – wholesale energy prices for a simple monthly subscription fee. Plus, CommBank customers get access to exclusive offers, saving you more. CommBank Yello customers can expect even more discounts.
For more information, including definitions and calculations, see our 2024 Climate Report.
This year’s report provides a further update on our progress against our roadmap for progressively setting sector-level targets on financed emissions, and operational emissions targets. Decarbonising Australia’s electricity grid remains a key factor needed for Australia, and the Bank, to achieve our emissions reduction targets.
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This information has been provided without considering your individual objectives, financial situation or needs. Before making any decisions, you should consider its appropriateness to your circumstances and consider obtaining professional advice.
The Commonwealth Bank is not authorised and does not make any assertions about reduced consumption from non-renewable energy sources through energy-efficient purchases and installations. Advice and further information should be sought from relevant certified industry professionals.
CommBank has an ownership interest in Amber. Amber and CommBank have entered into a strategic relationship agreement. You should read Amber’s Terms and Conditions, and Privacy Statement before making any decision about their service.
1See article by Climate Council: SHOOT FOR THE STARS: TOP TIPS TO IMPROVE YOUR HOME’S ENERGY EFFICIENCY published 26 November 2021.
2See Ask MIT Climate Portal: ‘Are electric vehicles definitely better for the climate than gas-powered cars?’ “Other modes of transport" include comparable vehicles, across their gasoline, hybrid, plug-in hybrid, battery electric, and hydrogen fuel cell configurations.
3InstalPay: Loan-term extensions are not available. A longer term means your repayments will be smaller. And there's no charge for making extra repayments or paying out early.
InstalPay has a maximum loan term of five years. If you’re looking for an option with a longer term, visit our Personal Loans page to find out more about the energy-efficient discount. If you have a home loan with us, you may be eligible for a CommBank Green Loan attached to your existing home loan, which has a 10-year term.
InstalPay is only available online. You’ll receive your documents digitally, including Contract Schedule and InstalPay Terms and Conditions and all communications in relation to the product will be delivered via Email, NetBank or the CommBank app.
Applications are subject to the Bank’s lending criteria and credit approval. View the InstalPay Terms and Conditions. Full terms and conditions will be included in our loan offer. Fees and charges may apply.
CommBank Green Loan: Applications are subject to credit approval, satisfactory security and minimum requirements. Full terms and conditions will be set out in our loan offer, if an offer is made. Fees and charges are payable.
4Comparison rate calculated on a $30,000 secured loan for CommBank Green Loan, over a ten-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Personal Loan for eligible energy-efficient products: Discounted interest rate is available on eligible energy-efficient products only and subject to verification.
5$176 weekly repayment is calculated on an example of a $50,000 secured loan (with energy-efficient discount applied) over a 7 year term and our lowest rate of 6.49% p.a. (comparison rate 7.90% p.a.). This comparison rate is true only for the examples given and may note include all fees and charges. Different terms, fees or other loans amounts might result in a different comparison rate.
Applications are subject to the Bank’s lending criteria and credit approval. View the Personal Loan Terms and Conditions. Full terms and conditions will be included in our loan offer. Fees and charges may apply.
For more information about Target Market Determination (TMD), please refer to the TMD.
Commonwealth Bank of Australia ABN 48 123 123 124, Australian credit licence 234945.