Features & benefits

Order online, pay $0 issue fee

Order a Travel Money Card online for free (costs $15 in branch). Load up to 13 currencies in NetBank and the CommBank app. Order online now.

Easy to budget

Lock-in the exchange rate for up to 13 currencies. Always know how much you have to spend, no matter how the Australian dollar moves. Reload now.

Online, in-store, phone payments

Use your Travel Money Card to pay for items at over 36 million locations - online, in-store or over the phone. Check the fees.

Alerts when your balance is low

We’ll tell you when your balance is low, so you can reload currency before it runs out. Opt in for free alerts.

Extra card security

Lost or temporarily misplaced your card, or had it stolen? Lock it then let us know. Keep the money on your card secure, discover how.

Your purchases, covered

Lost or stolen personal belongings? We may be able to cover the cost to repair or replace them up to 90 days after you’ve bought them. Here's more on that.

No reload fees

You can load up to 13 currencies on your Travel Money Card. When you’re ready to pay for something, the applicable currency will automatically be used for the country you’re in. 

Make sure you have enough of the correct currency on your card to avoid additional fees. If you don’t, we’ll use the next available currency instead, so long as there’s enough of it loaded on your card.

If you load multiple currencies on your Travel Money Card, you can change the order (the next available currency) anytime. 

Reload now

Lady travelling

Rates & fees

When it’s charged
Card issue fee
$15 if you apply in branch1, or 
$0 if you apply in NetBank
Upon card purchase
Initial load fee
Upon card purchase
Reload fee
$0 reload fee. The CommBank Retail Foreign Exchange Rate applies at the time of conversion for the initial load and reload
Each time you reload additional funds, excluding the initial load
Transfer between currencies
The rate applicable is the Mastercard or Visa exchange rate at the time of the conversion plus 5.25%
When you request to transfer funds from one currency to another on the same card
Purchase transaction fee
Upon making a purchase (in-store, online or over the phone)
Currency Conversion on purchases and withdrawals
The rate applicable is the Mastercard or Visa exchange rate at the time of the conversion plus 5.25%
When a purchase or ATM withdrawal is conducted in a currency that is not loaded on your card, or when we automatically transfer funds between the currencies on your card to enable the completion of a purchase or withdrawal
Cash withdrawal fee2
When you withdraw cash. The fee depends on the currency you are withdrawing. See the Travel Money Card Product Disclosure Statement and Conditions of Use (PDF) for a complete list of fees and charges.

See all fees and charges

How it works

Before your trip

  1. Order a Travel Money Card in NetBank (or at your nearest branch) and load at least 1 AUD or the foreign currency equivalent  to get started.
  2. Once you’ve got your card, activate and set PIN online in NetBank or under Cards in the CommBank app.
  3. Lock-in the rate by loading currency on your card in NetBank or the CommBank app

During your trip

  1. Keep your Travel Money Card and back-up card somewhere safe.
  2. The local currency is automatically selected when you pay for something, if  it’s loaded on your card.
  3. Stick to daily transaction limits. Maximum value of purchases per day: AUD 7,500 or foreign currency equivalent. Maximum amount you can withdraw from ATMs per day: AUD 2,500 or foreign currency equivalent. However, most ATM operators have a limit on how much you can withdraw from an ATM per transaction which may be less than our maximum.
  4. Reload in real time, fee free if your balance gets low

When you’re home

  1. Got leftover currency? Exchange it for another currency or back into your CommBank account from NetBank or the CommBank app.
  2. Top up your Travel Money Card (it’s valid for two years) in preparation for your next trip.
  3. Donate your foreign (and local) currency to any CommBank or Bankwest branch and every cent will go to UNICEF.

Things you should know

1 The Card issue fee does not apply for full-time primary, secondary or tertiary students, if the Card is purchased at a Commonwealth Bank branch.

2 No charge at any Commonwealth Bank or BankWest ATM in Australia.

As this advice has been prepared without considering your objectives, financial situation or needs, you should before acting on this advice, consider its appropriateness to your circumstances. The Product Disclosure Statement and Conditions of Use (PDF 222.5kb) issued by Commonwealth Bank of Australia ABN 48 123 123 124 for Travel Money Card should be considered before making any decision about this product. View our Financial Services Guide (PDF 160kb).

To raise a dispute related to your Travel Money Card please complete this form for transactions or this form for ATM disputes.

BPAY is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.

Any ATM withdrawal or balance enquiry fee will come from the currency for which you are using your card. If this currency is not loaded on your card, the fee will be taken from the first (or sole) currency loaded on your card. Any SMS balance alert or card replacement fee will come from the first (or sole) currency loaded on your card.