About Business Banking

Business Banking manages relationships with Commonwealth Bank’s small-medium enterprise customers, mid-market corporate customers and regional and agribusiness customers, providing a wide range of financial services and solutions. It also services our personal and institutional online trading customers.

Our areas

Business Banking has a number of specialised and diverse areas, including our banking relationship, product and support teams.

Our Banking Relationship Teams

Our Banking Relationship Teams connect and partner with businesses to grow, improve and safeguard their financial wellbeing. We support Australia’s most innovative, dynamic, specialist and diverse sectors – from start-ups to mature companies. We manage relationships with all types of businesses, from small and middle-sized to larger corporates turning over up to $500 million.

  • Small Business Banking looks after more than 750,000 small business customers across Australia with annual turnovers of less than $3 million.
  • Commercial Banking provides support for our mid-market and corporate customers. This team looks after around 20,000 customers across our major metropolitan cities.
  • Major Client Group is a national team providing dedicated support to our largest customers across a diverse range of industries.
  • Regional and Agribusiness Banking (RAB) is the face of the business bank outside of major capital cities. All face-to-face commercial banking relationships outside of Sydney, Melbourne, Brisbane, Perth and Adelaide are managed by RAB, as well as all agribusiness relationships.

Our Product & Customer Solutions Teams

  • Business Lending is Business Banking’s product and specialised sales team that offers working capital, business loans, asset finance, corporate finance and property finance to our customers. It also has responsibility for Line 1 risk and controls for these products. Business Lending is directly responsible for product management, process management, portfolio and pricing management.
  • Everyday Business Banking supports the needs of all our business customers to pay and be paid, and to save and invest. The team manages deposits, merchants and payments, as well as Business Banking’s digital and data analytics functions. The team is also accountable for the end-to-end business customer experience.

Our Support Teams

  • The Strategy & Transformation area develops and executes the most complex and strategically important elements of Business Banking’s growth strategy. The team also provides Operational and Capability (Learning) support across Business Banking, and includes our Women in Focus team.
  • The Risk (Chief Controls Office) is responsible for the effective management of non-financial risks to support Business Banking’s strategy. The team’s purpose is to identify and manage risk by implementing effective controls to achieve the right outcomes for Business Banking and our customers.

Our Online Trading Team

CommSec is Australia’s number one online broker and has been helping investors reach their goals for more than 20 years. We offer a diverse range of support and tools to help beginner and experienced investors alike. We’re proud to be Money Magazine’s Best Feature-Packed Online Broker for 12 years running.

CommSec operates across two main lines of business:

  • CommSec
  • CommSec Adviser Services

Our programs

Graduate Program

This uniquely structured 18-month program includes four rotations that will allow you to develop your knowledge and expertise within your areas of interest within the Business Banking teams. Through these rotations you’ll gain an in-depth understanding of the Business Banking division and have direct exposure to clients. You’ll also develop technical skills, analytical sales and/or relationship-building capabilities. Some rotations may include state-based travel.

Summer Intern Program

This 10-week program offers exposure across our diverse business as you work in your elected specialist area. You’ll receive training and networking opportunities, be supported by a buddy and have the chance to contribute meaningfully to our business.

We are a national business, with opportunities in many states. Please check all of our graduate opportunities for the specific locations we’re recruiting in for each program. You may also be required to work in other locations within the same state as part of your rotations.

What we look for

Qualities

The Business Banking Graduate Program will allow you to discover and unlock your potential by offering diverse opportunities and tailored experiences. Are you passionate about banking, regional and agribusiness or the digital landscape? Maybe you want to immerse yourself in improving the financial wellbeing of our customers and communities? If so, a role in our team could be for you. You’re interested in developing your business acumen and  analyst capabilities. You like to challenge yourself, meet new people and foster meaningful professional and customer relationships. 

We’re looking for:

  • Critical thinkers: Graduates who can analytically and skilfully conceptualise to synthesise information.
  • Adaptive attitude: People who can discover and integrate new knowledge with current thinking to commercialise new products, services and solutions.
  • Resilient minds: Stay cool, calm and collected during change and uncertainty.
  • Emotional intelligence: We value socially aware, informed, productive, rational and inquisitive peers.
  • Curiosity: The use of a growth and learning mindset to explore possibilities with intense curiosity is crucial for success.
  • Tech cred: The capability and capacity to learn and work in an online- and digitally enabled environment, while embracing new technologies that are fit for purpose.

Degree types

Graduates from all disciplines are welcome to apply for the Business Banking Graduate Program. Successful grads have come from a range of backgrounds, including finance, commerce, accounting, economics, engineering and IT, as well as digitally focused disciplines.

Benefits

In addition to immersing yourself in our Business Banking Program, you’ll also benefit from:

  • Training and development: You’ll receive extensive training and development, including our 2-week Graduate Academy based in Sydney at the beginning of your program and ongoing forums at the end of each rotation.
  • Diverse experience: You will receive a holistic experience across several areas of our business, providing a unique opportunity to gain a deep understanding of Business Banking and the variety of career pathways available – setting you up for success now and in the future.
  • Exposure: Through the variety of rotations, you’ll be exposed to clients, strategic initiatives, innovative projects and senior leaders.
  • Customer interaction: You’ll work directly with customers to build your experience.
  • Community involvement: Help support our purpose to improve the financial wellbeing of our customers and communities as you contribute to the wider community through graduate-led projects and initiatives.

Awards and recognition

Award logo: The Australian Top 100 award

The Australian Top 100 

Graduate Employer 2020
#1 Banking and Finance sector

Award logo: Australian Financial Review and GradConnection Top 100

Australian Financial Review  & GradConnection Top100 Graduate Employers Ranking

Graduate Employer 2020
#9 Most popular Employer 

Award logo: Top Graduate Employers 2019

Top Graduate Employers 2020