How to free up some cash by lowering your home loan repayment

On and from 22 August 2025, home loan interest rates decreased. From 23 August 2025, existing customers with a variable rate home loan can review their interest rate, and if eligible, lower their direct debit repayment amount.

Find out how you can manage your repayments.

How to manage your home loan as rates change

What to consider when interest rates change

Understand how interest rate changes can impact your home loan.

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Common questions about a cash-rate drop answered

Learn more about the official cash rate with these FAQs.

Explore cash-rate FAQs

Manage your CommBank home loan

It's never been easier to manage your home loan in a way that suits you.

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What is an offset account?

An offset account can help you better manage the interest payable on your home loan.

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Understand your position with tools & calculators

How to add value & build equity

Ways to build and use equity in your home

Unlock the capital you've built up in your home by accessing its equity.

Learn about property equity

Understanding house valuations

Discover the different types of property valuations and how they work.

Learn about house valuations

Should you renovate your home or move?

Renovating your home may increase your property's value - even small changes help.

Read more about renovation

Take the first steps to buying a home

What is stamp duty?

Stamp duty is one of the biggest upfront costs when buying property.

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A guide to the home loan process

We can help with the home loans process, even if you've bought a property before. 

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First home buyers guide

Is this your first rodeo? Never fear - the first home buyers guide is here.

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Buying an investment property

Step-by-step guide to buying an investment property

Having a clear plan is your first step towards buying an investment property.

What makes a good property investment?

Investing in property can be a rewarding venture, but choosing the right type of property is crucial to achieving your financial goals. 

Whether it's an investment, or somewhere to make your own, choose the home loan that's right for you.