Business credit cards

Designed for businesses looking for a competitive interest rate or interest-free period. 

CommBank Neo Business card

CommBank Neo Business card

  • No interest fees, no late fees
  • Simple monthly fee of $12, $18 or $22, depending on your limit. If you don’t use your card and pay your total balance owing in full, you won't be charged the monthly fee1
  • No foreign exchange fees, no additional cardholder fees
  • A choice of three credit limits; $1,000, $2,000 or $3,000
  • Share spend data automatically with Xero or MYOB
  • Cashback benefits for eligible cardholders through CommBank Rewards in the CommBank app2

Tell me more

Apply now
low rate credit card
  • 14.55% p.a. purchase interest rate
  • $0 annual fee
  • Minimum credit limit $500

Tell me more

Apply now
  • 17.57% p.a. purchase interest rate
  • $60 annual fee
  • Minimum credit limit $500
  • Up to 55 interest free days on purchases

Tell me more

Apply now

Business Awards credit cards

Reward yourself for business spending plus get a competitive interest-free period on purchases.

Business Awards credit card

  • Choose to earn CommBank Awards or opt-in4 to earn Qantas Points for $30 per year5
  • Earn 1 Awards Point or 0.4 Qantas Points for every dollar spent using your Mastercard®6
  • Earn up to 60,000 Awards Points or 24,000 Qantas Points a year
  • 20.74% p.a. purchase interest rate
  • $100 annual fee
  • Minimum credit limit $500

Tell me more

Apply now

Business Platinum Awards credit card

  • Choose to earn CommBank Awards or opt-in4 to earn Qantas Points for $30 per year5.
  • Earn 1 Awards Point or 0.4 Qantas Points for every dollar spent using your CommBank Awards Mastercard®6
  • Earn up to 300,000 Awards Points or 120,000 Qantas Points a year
  • 20.74% p.a. purchase interest rate
  • $300 annual fee
  • Minimum credit limit $6,000
  • Access to international travel insurance when you spend at least $500 in a single transaction on prepaid travel using your card and activate before you travel3

Tell me more

Apply now

Corporate credit cards

For medium to large businesses and corporates who want to manage their cashflow, monitor and analyse expenses and minimise costs.

Corporate Interest-Free Days card

  • 17.57% p.a. purchase interest rate
  • Up to 55 days interest free on purchases
  • Unlimited cardholders
  • Employee controls

Tell me more

Corporate Low Rate card

  • 14.55% p.a. purchase interest rate
  • Employee controls
  • Unlimited cardholders

Tell me more

More options for larger businesses and corporates

Ideal for large organisations with significant procurement spend who want to control costs and corporate spending.

Corporate charge card

  • Designed for large organisations with significant expenses
  • Minimise costs by setting controls for different cardholders
  • Reduce processing costs with electronic reporting and management

Tell me more

Procurement Management Account

  • For organisations with significant procurement expenditure
  • Assigned to an organisation or business unit rather than individual cardholders
  • Allows multiple authorised users to transact on the facility

Tell me more

Virtual Cards

  • Generates single-purpose card numbers
  • Ideal for medium to large businesses and corporates with significant travel or procurement spend
  • Allows enhanced control and security over spending

Tell me more

Need a business bank account? 

Things you should know

  • If you don't have any processed transactions in a given statement period and pay your previous statement closing balance in full by the due date, you won't be charged a monthly fee for that statement period. We may process transactions later than the day you originally made them. This is when your transaction is no longer a pending transaction and has been fully processed by us.

    The CommBank Rewards program ('CommBank Rewards') rewards you with cashback after you activate (where required) an offer presented to you via the CommBank app and you make a purchase in accordance with the Terms and Conditions of that offer. Cashback is typically received within 14 business days of a qualifying purchase, but in some cases may take longer. If you are not already enrolled, you can enrol if you are at least 18 years old, hold an eligible CommBank credit Mastercard or debit Mastercard, Business credit Mastercard or StepPay digital card, and are an Australian resident living in Australia. CommBank travel money cards, corporate credit cards, business debit cards and pre-paid Mastercards are not eligible. Your participation in CommBank Rewards is governed by the full Terms and Conditions available in the CommBank app.

    International travel insurance included on your credit card provides cover for you, your spouse and your accompanied children for return trips from Australia, up to a set period when you spend at least $500 on a single prepaid travel transaction using your eligible credit card account. You will need to activate your travel insurance for each trip in order to receive any cover, including Overseas Medical cover. You will also qualify if the $500 worth of prepaid travel costs is redeemed using CommBank Awards points. You will need to provide a copy of the letter/statement/email confirming the redemption. To activate your cover, register on NetBank, the CommBank app or call Cover-More on 1300 467 951 before you travel. Terms, conditions, restrictions, exclusions (including for pre-existing medical conditions and persons aged 80 years or over), benefit limits, sub-limits and excesses apply. Before making a decision, refer to the Credit Card Insurances Product Disclosure Statement and Information Booklet for full conditions. Insurance products listed are issued and administered by Cover-More Insurance Services Pty Ltd (AFSL 241713, ABN 95 003 114 145) on behalf of the insurer Zurich Australian Insurance Limited (AFSL 232507, ABN 13 000 296 640) for Commonwealth Bank of Australia (CBA). CBA and its related bodies corporate do not issue or guarantee this insurance. It does not represent a deposit with or liability of either CBA or any of its related bodies corporate. We do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. If you purchase an upgrade policy, we (CBA) receive a commission which is a percentage of your premium. More information can be found at commbank.com.au/travelinsuranceincluded.​

    4 You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. If you are not a Qantas Frequent Flyer member, join for free here. Membership and Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/terms.

    5 This is a non-refundable additional fee charged to your card when you opt-in to earn Qantas Points and each subsequent year on the anniversary of your opt-in. This is charged once per year on top of your regular credit card fees. Fee applies to each account opted-in to Qantas Points.

    6 How you earn or redeem CommBank Awards Points will be subject to the CommBank Awards Program Terms and Conditions. You only earn points on eligible transactions (this excludes, for example, BPAY transactions, cash advances, balance transfers and payments to the Australian Taxation Office unless made using a Business Awards card). Awards and the number of points required for Awards are subject to change at any time without notice. If you opt-in to earn Qantas Points, your CommBank Awards Points earnt each month are automatically transferred to your Qantas Frequent Flyer account at the end of each statement period, at the rate of 2.5 CommBank Awards Points to 1 Qantas Point. Points transferred to your Qantas Frequent Flyer account are captured on your CommBank credit card statement.

    Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Commonwealth Bank of Australia ABN 48 123 123 124, Australian credit licence 234945.

    Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in our Letter of Offer. Bank fees and charges may apply. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness to your circumstances. You can also download our Financial Services Guide (FSG) (PDF 59kb).

    View Terms and Conditions for Electronic Banking (PDF 135kb), NetBank and CommBiz (PDF 325kb) and consider them before making any decision about these products. View our Certificate of Transit Accident Insurance (PDF) here and Certificate of Unauthorised Transactions Insurance here. Please view our Credit Card Conditions of Use.

    The CommBank Business Credit Cards are Personal Liability Business Credit Cards. By applying, you (the individual that is applying for a Business Credit Card) acknowledge that the Business Credit Card you are applying for provides for Personal Liability. We will look to you (and no any company, partnership or other business entity that may employ or engage you) to recover all amounts charged using the Business Credit Card, including any amounts charged by an additional cardholder.