Business Awards credit card

Business Awards credit card
  • Get rewarded for separating your business expenses from your personal
  • Earn up to 1.5 points per $1 spent using your American Express card overseas and at supermarkets, department stores and petrol stations in Australia^
  • Earn 0.5 points per dollar spent using your American Express card everywhere else^
  • Earn 1 point per dollar spent using your Mastercard^
  • Enjoy a great range of rewards
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How to apply

Apply online and get a response in 60 seconds.

or

Already a customer banking online with us?

Save time by using your NetBank details.

Apply in NetBank

New customer or don't bank online with us?

Apply now

or

Business Platinum Awards credit card

Business Platinum Awards credit card
  • Enjoy premium benefits while earning points for your business expenses
  • Earn up to 3 points per $1 spent using your Platinum American Express card overseas and at supermarkets, department stores and petrol stations in Australia^
  • Earn 0.5 points per dollar spent using your American Express card everywhere else^
  • Earn 1 point per dollar spent using your Awards Mastercard^
  • Zero international transaction fees on overseas purchases made in-store and online using your Platinum American Express card*
  • Travel overseas with travel insurance included when you activate your cover in NetBank/
  • Be rewarded with premium service and premium travel benefits
Tell me more

How to apply

Apply online and get a response in 60 seconds.

or

Already a customer banking online with us?

Save time by using your NetBank details.

Apply in NetBank

New customer or don't bank online with us?

Apply now

or

Learn more about growing your business

Get innovative

Get innovative

Many small business owners are full of good ideas. Unfortunately, though, they are often too busy dealing with day-to-day matters to put those moments of inspiration into practice.

Learn more
Growing your business

Growing your business

Before you get excited about big ideas for growing your business, ask yourself whether you need to grow, or simply want to grow.

Learn more
Managing cash flow

Managing cash flow

Successfully managing cash flow is essential if you want your business to survive.

Learn more
Essentials of taxation

Essentials of taxation

Small business owners have extensive – and potentially complex – tax obligations. Getting professional advice to deal with them is recommended.

Learn more

Important information

* For cash advances, the cash advance fee will still apply.

^ Points are earned on eligible transactions and are subject to points capping. You’ll earn the maximum points per $1 spent when using your American Express card for eligible transactions overseas and at a Higher Points Merchant, which means a business in Australia classified as a 'supermarket', 'department store' or 'service (petrol) station' for the purposes of American Express transactions, excluding any business or organisation paid using an intermediary payment platform, for example, PayPal; and 0.5 points per $1 spent using your American Express card everywhere else. Refer to the CommBank Awards Program Terms and Conditions for more information.

/ If you activate an international travel insurance policy included with an eligible credit card, purchase a CBA Travel Insurance Policy or where a claim event on other insurances occurs prior to 1 October 2018, the insurance is issued and managed by AWP Australia Pty Limited ABN 52 097 227 177 AFSL No. 245631 (trading as Allianz Global Assistance) on behalf of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No. 234708 for Commonwealth Bank of Australia. 

If you activate an international travel insurance policy included with an eligible credit card, purchase a CBA Travel Insurance Policy or where a claim event on other insurances occurs on or after 1 October 2018, the insurance is provided by Zurich Australian Insurance Limited, ABN 13 000 296 640, AFS Licence Number 232507 through its agent Cover-More Insurance Services Pty Ltd ABN 95 003 114 145, AFSL 241713 (Cover-More) for Commonwealth Bank of Australia. 

You need to activate your international travel insurance included with eligible credit cards before each trip in order to have comprehensive level of cover. If you don’t activate, you’ll receive personal liability cover and overseas emergency medical assistance and overseas emergency medical and hospital expenses cover only. 

Restrictions, exclusions (including for pre-existing medical conditions and persons aged 80 years or over (for international travel insurance policy included with an eligible credit card) or persons aged 74 years or over (for CBA Travel Insurance)), limits and excesses may apply to all insurances. More information and the relevant Credit Card Insurances Product Disclosure Statement and Information Booklet can be found here.

Before making a decision on CBA Travel Insurance, refer to the relevant CBA Travel Insurance Product Disclosure Statement for full conditions here (if you intend to purchase before 1 October 2018) and here (if you intend to purchase on or after 1 October 2018). We (CBA) do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. If you purchase a policy, we (CBA) receive a commission which is a percentage of your premium.

Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in our Letter of Offer. Bank fees and charges may apply. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness to your circumstances. You can also download our Financial Services Guide (FSG) (PDF 59kb).

View Terms and Conditions for Electronic Banking (PDF 135kb), NetBank and CommBiz (PDF 325kb) and consider them before making any decision about these products. View our Certificate of Transit Accident Insurance (PDF).

The CommBank Business Credit Cards are Personal Liability Business Credit Cards. By applying, you (the individual that is applying for a Business Credit Card) acknowledge that the Business Credit Card you are applying for provides for Personal Liability. We will look to you (and no any company, partnership or other business entity that may employ or engage you) to recover all amounts charged using the Business Credit Card, including any amounts charged by an additional cardholder.

Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. American Express is a registered trademark of American Express. The Commonwealth Bank American Express Card is issued and administered by Commonwealth Bank of Australia pursuant to a license from American Express.