A comprehensive solution that works for you

Our end-to-end solution means greater operational efficiencies for your healthcare business.

Say goodbye to paper receipts

Industry first sign-on-glass technology digitally captures your patients' private health declarations.

Improve cash flow

Same-day settlement1 for gap payments, and next-day settlement for private health insurance claims.

Stay up & running

Enhanced connectivity with Wi-Fi and dual SIM allows mobility and reduces downtime in the event of an outage.

Get near real-time reporting

Our online portal allows for simplified reporting and reconciliation for all transactions in near real-time.

Streamline payments & claims

Process payments and health claims in a unified workflow with our app-based Smart Health terminal.

  • Process payments and Medicare2 and private health fund claims3
  • Process Medicare claims, gap payments and EFTPOS payments on the go
  • Improve cash flow with gap payments settled same day1 and health fund contributions settled next day
  • Integrate with your leading Practice Management System (PMS) or opt for a powerful standalone mode
  • Process instant WorkSafe Victoria claims4

Discover the Smart Health terminal

Manage your practice with the Smart Health Hub

Your Smart Health terminal includes access to our online portal, Smart Health Hub, where you can:

  • Access receipts and health insurance records
  • Track and reconcile payments
  • Use insights and analytics to make smarter business decisions

Log on to Smart Health Hub

Run your own pharmacy?

Unleash sales opportunities by offering customers flexible ways to pay, whether in store or remotely.

  • Increase market reach with mobile payments, powered by Scrypt.Pay
  • Secure, seamless POS integration with Smart Integrated terminal

Explore pharmacy payments

Healthcare insights & reports

Discover what's happening in the wider healthcare industry thanks to the latest insights, tools and strategies you can use to adapt to an ever-changing landscape.

Get the latest insights

More ways we support healthcare professionals

Buy a home or investment property

We offer specialised home lending packages to make it simpler and easier for healthcare professionals looking to buy a home or investment property.

Explore home loans

Fund your fit-out or equipment

Upgrade clinical equipment and technology, or fit out a new practice with our finance solutions designed to meet your business needs without interrupting your cash flow. 

Explore medical equipment loans

Why CommBank Health?

We combine specialist banking and digital solutions with market knowledge to help healthcare businesses and professionals focus on what matters. 

Expertise & dedicated support

Our network of Health Bankers are available to support your personal and business banking. Call CommBank Health on 1800 222 484 Mon–Fri, 8am–8pm (Syd/Melb time) or book a callback

Innovative banking solutions

Digital-first business banking and lending solutions designed to drive efficiencies and enhance your patients' experience. 

Industry insights

Access the latest sector-specific insights, reports, case studies and actionable business insights. 

Get started with CommBank Health

Things you should know

  • As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the information, consider its appropriateness to your circumstances. Please view our CommBank Smart Health Terms and Conditions (PDF), Financial Services Guide (PDF) and Operator and User Guides at our merchant support hub.

    1 When settled into a CommBank Business Transaction Account.

    2 Medicare Easyclaim is a digital claiming channel that helps practices lodge Medicare bulk bill and patient claims. Diagnostic Imaging, Radiology and Pathology claims excluded.

    3 Available health funds include: ACA; AAMI; ADF; AHM; AIA; Apia; Australian Seniors; Australian Unity; Bupa; CBHS; CBHS Corporate; Defence Health; Doctors Health Fund; ESH; Frank; GMHBA; HBF; Health Partners; HCF; HCi; HIF; IMAN; ING; Latrobe; Medibank Private; Navy; NIB; Nurses & Midwives; OneMedi Fund; Peoplecare; Phoenix Health; Police Health; Priceline; Qantas Assure; QCH; RBHS; Real Insurance; RT Health; see-u by HBF; St.LukesHealth; Suncorp; Teachers Health; Teachers Union; Uni Health; Union Health; Westfund.

    4 This applies when the WorkSafe Victoria payment rules of a claim are fully met. In some cases claims may require further assessment.

    Scrypt.Pay is provided by Scrypt Ventures Pty Ltd ABN 45 627 644 759. Scrypt Ventures is a supplier of software services to the Commonwealth Bank and to the Pharmacy industry. Scrypt Ventures is not part of the Commonwealth Bank Group. Scrpyt.Pay uses the Commonwealth Bank Smart Health platform to provide payment services to Pharmacies for use by their customers.