CommBank Simplify handles everything you need to sell your products or services online and reach new customers. Its backed by CommBank’s world-class payment infrastructure and security.
Here's how the application process works.
Your website must clearly display:
Watch the videos below to learn how to use CommBank Simplify for your business.
Looking for more videos? Click here to view all the instructional videos.
Use our API documentation, SDKs and tutorials for supporting any development on your website.
As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the information, consider its appropriateness to your circumstances. Please view our Merchant Agreement, Financial Services Guide and Operator and User Guides at our Merchant Support Centre.
American Express is a trademark of American Express. BPAY is a registered trademark of BPAY Pty Limited. Diners is a registered trademark of Diners Club International Ltd. JCB is a registered trademark of JCB Co. Ltd. Mastercard is a registered trademark of Mastercard International Incorporated. Visa is a registered trademark of Visa International Service Association.
1Mail Order/Telephone Order transactions accepted over the phone or via mail order are subject to a separate application and review. Eligibility criteria apply. For more information and to apply please contact us on 1800 230 177.
2Everyday Settlement available to eligible customers with a Commonwealth Bank Business Transaction Account and a linked Commonwealth Bank merchant facility. ‘Same day’ includes all card sales before 5:30 pm (AEST).
3 CommBank Simplify Controls enables users to customise their fraud setting via setting fraud rules, reviewing payments and receiving smart alerts enabling you to control, prevent and monitor transactions in real time including transaction size, country of origin and repeat transactions.
4 EMV 3D Secure is only available for Simplify Hosted Payments or eInvoicing features. It is not available for merchants using API functionality.
5 A Business Transaction Account is required to settle your transactions to, if you apply online via NetBank. You can choose to settle your transactions to an alternate account held with us or another financial service provider by calling our Merchant Sales team, or at any time after your application is finalised on 1800 230 177. The information on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the information, consider its appropriateness to your circumstances. Please view our Financial Services Guide (PDF). Terms, conditions, fees and charges apply to Business Transaction Accounts and NetBank. Read the Terms and Conditions for Business Transaction and Savings Accounts and the Electronic Banking Terms and Conditions (PDF) and consider whether these products are right for you.
6 Joining fee of $250 applies if you settle to another financial provider.
7 International card scheme fees are applicable when you process transactions on overseas credit cards: 0.88% per Visa transaction and 0.44% per Mastercard transaction. When you process a refund, you will get a percentage credited back: 0.28% per Visa card refund and 0.32% per Mastercard refund. For example if you refunded a $100 transaction on a Visa card, you would get $0.28 credit, which is 0.28% of your $100 transaction.
8 This is our standard pricing offer. For a full list of applicable fees and charges, refer to our Merchant Agreement, Financial Services Guide and our Letter of Offer issued once the merchant facility has been approved.
