At a glance
What you'll get
- A low interest rate on purchases - just 9.90% p.a.
- $2 monthly fee when you choose online statements and set up automatic repayments from a CommBank transaction account using AutoPay. Otherwise monthly fee is $51
- Minimum credit limit of $400
- $3000 maximum credit limit so you stay in control of your spending
- Priceless® Cities offers and experiences
Trade-offs
- You won’t earn Awards points
- International travel insurance isn’t included
- Cash advances blocked (exceptions apply)2
- No balance transfers
- International transaction fees apply
Control & security for your card
Lock, Block, Limit®
Instantly lock, block or limit your credit card for extra control through the CommBank app or NetBank.
Stay in control of your spending
- Setting a Spending Cap helps you keep on top of your spend. Plus you can still access additional funds if you need them
- Know where your money is going with Spending Tracker & Insights
Security protection
- 24-hour fraud protection that detects abnormal transaction spending habits
- Free protection against fraud and other unauthorised transactions with Mastercard® Zero Liability
- 24/7 emergency overseas assistance if you lose your card with Mastercard Global Service™
Rates & fees
Other fees may apply so check our standard fees and charges and read the key facts about our credit cards.
Type
Rates & fees
Conditions
Additional cardholder fee
$0
Annual fee
Up to $60
Balance transfer rate
Balance transfers not available
Interest free period on purchases
Up to 55 days
When you pay the full closing balance on your statement by the due date each month.
International transaction fee
3.00%
When you make a transaction in a foreign currency or make a transaction in Australian dollars:
- While overseas; or
- In Australia (for example online) where the merchant, or the financial institution or entity processing the transaction, is located overseas.
Late payment fee
$20
The amount charged if you don't pay the minimum amount, plus any overdue amount, by your statement due date.
Maximum credit limit
$3000
Minimum credit limit
$400
Purchase interest rate
9.90% p.a
Support
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Things you should know
The advice on this website has been prepared without considering your objectives, financial situation or needs. You should, before acting on the advice, consider its appropriateness to your circumstances. Applications for credit cards are subject to credit approval. Full terms and conditions will be included in our Letter of Offer. Bank fees and charges apply. Please read our CommBank Credit Card Conditions of Use
Interest rate and fees subject to change.
1 The annual fee is charged at $5 per month or $2 per month if you:
- Set up automated monthly repayments through our credit card AutoPay from a CommBank transaction account and
- Opt in to receive online statements on your CommBank Essentials account through NetBank (and to enable this, you maintain your NetBank facility and provide us with a valid email address)
2 We’re unable to block cash advance transactions that aren’t sent to us for authorisation. These will attract interest from the date the transaction is made until it’s repaid.
Mastercard and Priceless are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.
