At a glance

  • What you'll get

    • A low interest rate on purchases - just 9.90% p.a.
    • Cashback benefits for eligible cardholders through CommBank Rewards1 in the CommBank app
    • $2 monthly fee when you choose online statements and set up automatic repayments from a CommBank transaction account using AutoPay. Otherwise monthly fee is $52
    • Minimum credit limit of $400
    • $3000 maximum credit limit so you stay in control of your spending
    • Priceless® Cities offers and experiences
  • Trade-offs

    • You won’t earn Awards points
    • International travel insurance isn’t included
    • Cash advances blocked (exceptions apply)3
    • No balance transfers
    • International transaction fees apply

CommBank Rewards

CommBank is rewarding you when you shop, which is why we’ve partnered with big brands to give you cashback when you activate and redeem your CommBank Rewards.

Personalised rewards

We'll send you shopping rewards based on where you've shopped before, and similar places we think you'll like.

Available to eligible1 Mastercard® cardholders in the CommBank app.

Mobile screen: CommBank Rewards in the CommBank app

Control & security for your card

  • Lock, Block, Limit®

    Instantly lock, block or limit your credit card for extra control through the CommBank app or NetBank.

    Show me how

  • Stay in control of your spending

  • Security protection

    Show me more

Mobile payments & wearables

Secure, cashless payments are possible using your compatible phone or wearable. You can make fast and secure payments with Apple Pay

Discover more


Rates & fees

Other fees may apply so check our standard fees and charges and read the key facts about our credit cards.

Rates & fees
Additional cardholder fee
Annual fee
Up to $60
$2 monthly fee when you choose online statements and set up automatic payments from a CommBank transaction account using credit card AutoPay. Otherwise monthly fee is $5.2  
Balance transfer rate
Balance transfers not available
Cash advance interest rate
9.90% p.a.
Cash advances are blocked. Exceptions may apply3  
Interest free period on purchases
Up to 55 days
When you pay the full closing balance on your statement by the due date each month.  
International transaction fee
When you make a transaction in a foreign currency or make a transaction in Australian dollars:
  • While overseas; or
  • In Australia (for example online) where the merchant, or the financial institution or entity processing the transaction, is located overseas.
Late payment fee
The amount charged if you don't pay the minimum amount, plus any overdue amount, by your statement due date.
Maximum credit limit
Minimum credit limit
Purchase interest rate
9.90% p.a

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Things you should know

  • The advice on this website has been prepared without considering your objectives, financial situation or needs. You should, before acting on the advice, consider its appropriateness to your circumstances. Applications for credit cards are subject to credit approval. Full terms and conditions will be included in our Letter of Offer. Bank fees and charges apply. Please read our CommBank Credit Card Conditions of Use

    Interest rate and fees subject to change.

    Eligible CBA credit or debit Mastercard, Business credit cards and StepPay customers, that are at least 18 years old, are not in hardship, and are not in default with any CommBank accounts can access CommBank Rewards through the latest version of the CommBank app. Terms and conditions including minimum spend requirements apply to CommBank Rewards and can be viewed within the CommBank app.

    2 The annual fee is charged at $5 per month or $2 per month if you:

    • Set up automated monthly repayments through our credit card AutoPay from a CommBank transaction account and
    • Opt in to receive online statements on your CommBank Essentials account through NetBank (and to enable this, you maintain your NetBank facility and provide us with a valid email address)

    3 We’re unable to block cash advance transactions that aren’t sent to us for authorisation. These will attract interest from the date the transaction is made until it’s repaid.

    Mastercard and Priceless are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.