Enjoy the flexibility to pay off purchases over time, at a 9.90% p.a. interest rate.
Only pay $2 monthly fee if you choose online statements and set up automatic repayments from a CommBank transaction account using credit card AutoPay (otherwise monthly fee is $5)2.
$3000 maximum credit limit, cash advances blocked (exceptions apply)3, balance transfers not available.
Pay no interest on purchases for up to 55 days, when you pay the full closing balance on your statement by the due date each month.
Use your CommBank Essentials credit card at more than 43 million locations around the world. And Tap & goTM to pay for purchases under $100 with Mastercard.
Turn on Transaction Notifications and we’ll tell you instantly when you pay or are charged for something using your credit card. And categorise your spending with Spend Tracker.
Other fees may apply so check our standard fees and charges brochure (PDF 43KB). You can also read the key facts about our credit cards (PDF 77KB).
We'll cover any loss due to unauthorised transactions on your account, as long as you protect your cards, devices, client numbers, PINs, passwords and any other access methods, and immediately notify us of their loss, theft or misuse or any suspicious activity on your account.
The advice on this website has been prepared without considering your objectives, financial situation or needs. You should, before acting on the advice, consider its appropriateness to your circumstances. Please read our CommBank Credit Card Conditions of Use
1 Interest rate and fees subject to change.
2 The annual fee is charged at $5 per month or $2 per month if you:
3 We’re unable to block cash advance transactions that aren’t sent to us for authorisation. These will attract interest from the date the transaction is made until it’s repaid.
Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
