Help & support
The Reserve Bank of Australia has held the cash rate.
Standard Variable Rate Home Loan, get a discounted interest rate based on the Loan to Value Ratio (LVR)# and access to further interest rate discounts
Fixed Rate home loans and Viridian Lines of Credits* get access to further interest rate discounts in addition to the standard package benefit.
As part of the Wealth Package, you'll get interest rate discounts and a fee waiver on one eligible credit card, for an annual fee of $395.
A home loan Australians choose. 1 in 5 customers chooses CommBank for their home loan.20
Get into your first home sooner. Over 5x low-deposit options designed to help first home buyers enter the market faster.21
Expert help, wherever you are. Get guidance from one of over 1,400 Home Lending Specialists across Australia.22
Helping more first home buyers succeed. Supporting more than 80,000 first home buyers into home ownership.23
The Wealth Package is a feature of:
CommBank Yello is our customer recognition program – designed to shine the spotlight on you.
If you qualify as an eligible CommBank Yello customer, you could benefit from a $4 per month cashback on your Package fee (up to $48 annually).
Where can I check package benefits?
Speak to your Home Lending Specialist or log into NetBank or the CommBank app.
To check your package benefits, log into NetBank or the CommBank app.
NetBank:
CommBank app:
Get help from Ceba in the CommBank app or connect with a specialist who can message you back. You’ll need CommBank app notifications turned on so you know when you’ve received a reply.
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1 Each Wealth Package is entitled to this benefit for any one eligible card account in the name of a package holder. The credit card must be active on the credit card fee charging date to receive Package benefits.
# From 19 November 2022, any new Standard Variable Rate home loans or top ups on existing Standard Variable Rate home loans, which are a Packaged Loan at the time of generating the Home Loan contract, are eligible for discounted interest rates based on LVR. For more information visit commbank.com.au/home-loans/standard-variable-rate.
2Wealth Package benefits apply to eligible home loans or line of credits, including any new Standard Variable Rate and Fixed Rate home loans originated on and from 14 March 2026. A non-refundable annual fee of $395 is payable in advance. The package can be established in the name of one or two individual’s name/s, or in the name of a corporate entity. It cannot be established in the name of a business or family investment trust. Please refer to the applicable product guide and Consumer Mortgage Lending Products Terms and Conditions for full details.
* On and from 3rd June 2023, Viridian Line of Credit is unavailable for new fundings and limit increases.
20 Figure based on CommBank’s 20.54% Australian Prudential Regulation Authority (APRA) market share as of June 2026 (includes Unloan; excludes RMG).
21 Includes Australian Government 5% Deposit Scheme, Australian Government Help to Buy Scheme, Lenders Mortgage Insurance (LMI), Low Deposit Premium (LDP), and Guarantor Support.
22 Data reflects CommBank branch, mobile and direct Home Lending Specialists in Australia as of 30/06/2026. Excludes Premier Banking, Business Home Lending and Private Banking specialists.
23 Data represents home ownership through Australian Government 5% Deposit Scheme backbook as at 30/06/2026.
