Features & benefits

  • Peace of mind with extensive coverage

    Covers your vehicle for a range of insured events plus legal liability for damage to someone else’s property up to $20 million.

  • A wide range of cover benefits

    New vehicle replacement after a total loss, transportation and emergency accommodation costs, cover for domestic pets, damage to baby capsules and more. 

  • Tailored insurance with flexible cover options

    You can choose to add a range of options to your cover. Some options can lower your premium. 

  • Pay monthly

    No additional premium if you choose to pay your car insurance monthly.

  • 24/7 emergency claims assistance

    Our Emergency Claims Assistance Line is available 24/7.

    Call 13 2423 or if overseas on +61 2 9633 9391

  • Choice of repairer & repair guarantee

    • The choice to nominate your own repairer
    • Guarantee on repairs authorised by us for as long as you own the vehicle

What's included

  • What you're insured for

    Comprehensive Car Insurance covers your vehicle against loss or damage caused by a range of insured events, including:

    • Collision or impact damage
    • Fire2, theft or attempted theft
    • Storm, hail or flood2
    • Vandalism or malicious act
    • Theft of keys
    • Legal liability up to $20 million
  • Cover benefits

    A wide range of benefits are also included:

    • 2 year new car replacement after a total loss3
    • Substitute vehicle
    • Hire car following theft
    • Towing and storage costs
    • Trailers and caravans
    • Emergency repairs
    • Personal items other than mobile phones, computers, business tools and cash
    • Transportation and emergency accommodation costs
    • Cover for domestic pets when injured as a result of an insured event
    • Accidental death
    • Baby capsules and child seats
    • Temporary cover for a replacement vehicle

    For more info, read the latest Car insurance Product Disclosure Statement (PDS).

Cover options

You can also choose to add the following options to your policy:

For a reduced premium

  • Driver age restriction – no cover for drivers under the age of 30
  • Optional additional basic excess

For an additional premium

  • Hire car following an incident
  • Removal of excess for glass damage 
  • Protected No Claim Discount

For more info, read the latest Car insurance Product Disclosure Statement (PDS).


Compare car insurance cover

Online claims made easy

  • Car claims

    Lodge your claim online and get instant confirmation. We’ll contact you via email by the next business day to advise next steps and if any further information is required to assess your claim. For emergency claims, you can call us on 13 2423 at any time.

    Start claim

    Tell me more

  • Windscreen or window glass claims

    Book an appointment online with our preferred supplier O'Brien® or call 1800 034 101.

    Make a booking

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Things you should know

  • This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless we have advised in the promotional offer that this discount will apply. We may remove or change this discount effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.

    2 Cover for damage caused by fire, storm, hail or flood is excluded for the first 24 hours of the policy (exceptions apply). Policy limits and other exclusions apply.

    Conditions apply.  Read the Product Disclosure Statement (PDS) for more information.

    As this information has been prepared without considering your personal objectives, financial situation or needs, you should, before acting on it, consider its appropriateness to your circumstances. This information is provided by Commonwealth Insurance Limited (CIL) and where we refer to ‘we’ and ‘our’, we mean CIL.

    The target market for this product will be found within the product’s Target Market Determination, available here.

    You can download a Car Insurance Product Disclosure Statement (PDS) and Financial Services Guide (FSG) or calling 13 24 23 for a paper copy.

    Car Insurance is provided by CommInsure, a registered business name of Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers.

    CommInsure is proud to be a signatory to the General Insurance Code of Practice, for more information on the code visit www.codeofpractice.com.au.