Features & benefits

Peace of mind with full coverage

Cover for your vehicle for a range of insured events plus protection for damage to the other person's vehicle and property up to $20 million.

A range of additional benefits at no extra cost

A new vehicle replacement after a total loss, transportation and emergency accommodation costs, cover for domestic pets or damage to baby capsules and more. 

Tailored insurance with flexible cover options

You can choose to add a range of options to your cover, some can lower your premium. 

Pay monthly - at no extra charge

Choose to pay your premiums monthly or annually at no additional cost.2

24/7 emergency claims assistance

Our Emergency Claims Assistance Line is available 24/7.

Call 13 2423

Choice of repairer & repair guarantee

  • The choice to nominate your own repairer
  • Guarantee on repairs authorised by us for as long as you own the vehicle

What's included

What you're insured for

Comprehensive Car Insurance can help cover your vehicle against a range of insured events, including:

  • Collision or impact damage
  • Fire, theft or attempted theft
  • Storm, hail or flood
  • Vandalism or malicious act
  • Theft of keys
  • Liability of up to $20 million

Cover benefits

A range of Cover Benefits are also included at no additional cost:

  • 2 year new car replacement as standard after a total loss3
  • Substitute vehicle
  • Hire car following a theft
  • Towing and storage costs
  • Trailer and caravan cover
  • Emergency repairs
  • Loss and damage to personal items, including mobility devices and disability aids
  • Transportation and emergency accommodation costs
  • Cover for domestic pets
  • Accidental death
  • Loss or damage to baby capsules or car seats
  • Temporary cover for replacement vehicle

For more info, read the latest Car insurance Product Disclosure Statement (PDS).

Optional extras

You can also choose to add the following Cover Options to your cover:

For a reduced premium

  • Drive age restriction – no cover for drivers under the age of 30
  • Choice of an optional additional basic excess

For an additional premium

  • Hire car following an incident
  • Removal of excess for glass damage claims
  • No Claim Discount protection

For more info, read the latest Car insurance Product Disclosure Statement (PDS).


Compare car insurance cover

Online claims made easy

Vehicle claims

Make a claim online and we’ll get back to you next business day. Call us 24/7 for emergency claims on 13 2423

Start claim

Tell me more

Windscreen or window glass claims

Book an appointment online with our preferred supplier O'Brien® or call 1800 034 101.

Make a booking

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Things you should know

This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless we have advised in the promotional offer that this discount will apply. We may remove or change this discount effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.

2 Your financial institution may charge fees for these transactions. 

Conditions apply.  Read the Product Disclosure Statement (PDS) for more information.

As this information has been prepared without considering your personal objectives, financial situation or needs, you should, before acting on it, consider its appropriateness to your circumstances. This information is provided by Commonwealth Insurance Limited (CIL) and where we refer to ‘we’ and ‘our’, we mean CIL. You can download a Car Insurance Product Disclosure Statement (PDS) and Financial Services Guide (FSG) or calling 13 24 23 for a paper copy.

Car Insurance is provided by CommInsure, a registered business name of Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers.

CommInsure is proud to be a signatory to the General Insurance Code of Practice, for more information on the code visit www.codeofpractice.com.au.