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Learn about credit cards

You may have experienced getting a credit card on an impulse, and faced the traps and pitfalls that come with too much spending. Here are the best ways to avoid any problems.

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Learning more about credit cards and interest can help you manage your card effectively. Try these tips to make the most of your interest-free period on purchases.

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An increase to your credit card limit can come in very handy, but also comes with potential risks. Here are some things to think about before raising your limit.

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Your credit card can be a lifeline while you're abroad, so make sure you set it up and use it correctly to take full advantage of what it has to offer.

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Things you should know

* Commonwealth Bank Flight Centre $5,000 gift card credit card promotion – Draws are weekly except for the final draw. The Promotion commences at 12:00am (AEDT) on 1 March 2017 and closes at 11:59pm (AEST) on 19 May 2017. To enter, you must apply for a CommBank personal/consumer or personal liability business card credit card by 30 April 2017 activate your new card by 19 May 2017. There will be Eight (8) prizes (one prize per draw). Each prize is a Flight Centre gift card valued at $5,000 AUD each. Each winner will be bound by the Flight Centre Travel Group Gift Card Terms of Use which can be found at The computerised draws will be conducted at 4pm (Sydney time) at Level 2, Commonwealth Bank Place – South Building, 11 Harbour Street, Sydney NSW 2000 on the following dates: Cards activated from 1 March to 17 March 2017 – drawn 22 March 2017; cards activated from 18 March to 24 March 2017 – drawn 29 March 2017; cards activated from 25 March to 31 March 2017 – drawn 5 April 2017; cards activated from 1 April to 7 April 2017 – drawn 12 April 2017; cards activated from 8 April to 14 April 2017 – drawn 19 April 2017; cards activated from 15 April to 21 April 2017 – drawn 26 April 2017; cards activated from 22 April to 28 April 2017 – drawn 3 May 2017; cards activated from 29 April to 19 May 2017 – drawn 24 May 2017. Winners will be published in The Australian on the following dates: 3 April 2017; 17 April 2017; 1 May 2017; 8 May 2017 and 29 May 2017. The Promoter is Commonwealth Bank of Australia ABN 48 123 123 124 of Commonwealth Bank Place – Level 2, South Building, 11 Harbour Street, Sydney NSW 2000. Authorised under NSW Permit No: LTPS/17/10942, ACT Permit No: TP TP17/00101 and SA Permit No: T17/100. For full terms and conditions click here.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. PayPass and Tap ‘n’ Go are trademarks of MasterCard International Incorporated.

The information on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the information, consider its appropriateness to your circumstances. Please view our Financial Services Guide. Please view our Credit Card Conditions of Use.