Learn about credit cards
An increase to your credit card limit can come in very handy, but also comes with potential risks. Here are some things to think about before raising your limit.Learn more
Your credit card can be a lifeline while you're abroad, so make sure you set it up and use it correctly to take full advantage of what it has to offer.Learn more
Things you should know
# Offer applies to new personal Low Rate, Low Rate Gold, Low Rate Business Credit Cards (personal liability) applied for between 01/05/2019 to 31/07/2019 only. Offer not applicable to CommBank Essentials credit card. To be eligible for the $200 cashback, you need to spend $500 on eligible purchases using your new card by 31/10/2019. Offer excludes all existing cards, switches from other card types and is not available to customers who currently hold, or have held, any Low Rate card types in the 12 months prior. Offer only available on one credit card per customer, can be withdrawn at any time. Cashback will be credited within 60 days of you meeting the spend criteria and will appear on your statement as 'CASHBACK $200'. You will be ineligible for the cash back if your account is closed, switched to another card, or in default at any time prior to the cash back being credited to your account. Applications are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges are payable.
Applications for credit cards are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges are payable. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Commonwealth Bank of Australia ABN 48 123 123 124 and Australian credit licence 234945.
The information on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the information, consider its appropriateness to your circumstances. Please view our Financial Services Guide. Please view our Credit Card Conditions of Use.
*The annual fee is charged at $5 per month or $2 per month if you:
- Set up automated monthly repayments through our credit card AutoPay from a CommBank transaction account and
- Opt in to receive online statements on your CommBank Essentials account through NetBank (and to enable this, you maintain your NetBank facility and provide us with a valid email address)
~We're unable to block cash advance transactions that aren't sent to us for authorisation. These will incur interest at a rate of 9.90% p.a. from the date the transaction is made until it's repaid.