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Lenders’ Mortgage Insurance

Lenders’ Mortgage Insurance can help you buy your home sooner, if you have a smaller deposit.

It's a one-off cost that's added to your loan.

For example, if you want to buy a house that’s $500,000 and you have a deposit of $60,000, we could normally only lend you $400,000 towards the price of the property. However, if your income could support the loan and you took advantage of Lenders’ Mortgage Insurance, we could lend you the full $440,000 that you need to buy your new home*.

Lenders’ Mortgage Insurance is designed to protect us against the risks of providing you with a home loan, and the potential loss we may incur if you are unable to repay your loan.  The circumstances of your loan will also determine whether this may apply.

Speak with a Home Lending Specialist to see how Lenders' Mortgage Insurance can benefit you, by making an appointment online, call us on 13 2224 or visit your closest branch.

We can tailor a home loan that's right for you, and provide the tools and insights to meet your needs.

Borrowing options

Split the cost of a home with family or friends, while retaining individual control of your finances. Available on most home loans.

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A family member can help you secure a home loan by mortgaging their own property as additional security.

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Get the finance you need to buy a new property before you’ve settled on the sale of your existing one.

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With our Wealth Package, you’ll enjoy special discounts on selected loans and credit cards.

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Similar to Lenders’ Mortgage Insurance, this additional cost is added to your loan, so you don’t have to come up with these funds upfront.

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Important information

Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in the Loan Offer. Fees and charges are payable.

*Illustrative only.