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Low Deposit Premium

If you have a smaller deposit, a Low Deposit Premium can help you buy your home sooner.

It's a one-off cost that's added to your loan amount.

Low Deposit Premium is charged by us in connection with the increased risk associated with a low deposit loan. The circumstances of your loan will also determine whether this may apply. You aren’t required to pay Lenders’ Mortgage Insurance if a Low Deposit Premium is payable.

Talk to one of our Home Lending Specialists by calling 13 2224 or visit your nearest branch to find out if a Low Deposit Premium can help you buy a property.

We can tailor a home loan that's right for you, and provide the tools and insights to meet your needs.

Borrowing options

Split the cost of a home with family or friends, while retaining individual control of your finances. Available on most home loans.

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A family member can help you secure a home loan by mortgaging their own property as additional security.

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Get the finance you need to buy a new property before you’ve settled on the sale of your existing one.

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With our Wealth Package, you’ll enjoy special discounts on selected loans and credit cards.

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Lenders’ Mortgage Insurance allows you to purchase a property with a smaller deposit, so you can own your home sooner.

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Important information

Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in the Loan Offer. Fees and charges are payable.