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Home loan health check

A home loan health check is a free 15 minute discussion, aimed at fine-tuning your home loan and uncovering any potential ways to save you money and time.

So if you want to learn more about optimising your home loan, visit your nearest branch or talk to your broker.

  • Save on interest and pay off your loan sooner, by changing to fortnightly or weekly repayments, making additional lump sum repayments* or increasing the size of your regular repayments*. Learn more.
  • Pay your salary directly into an offset account^ to reduce your loan balance and build your equity at the same time.
  • Enjoy significant savings on borrowing, everyday banking, investment and insurance services, with a Wealth Package.
  • Take advantage of banking free from monthly account and withdrawal fees on eligible transaction accounts.
  • Your personal circumstances can change, with work, travel, marriage or children. So it’s important to ensure you have a home loan that meets your changing needs.

More ways to manage your home loan

If you need to change your home loan type to better meet your needs, we’re here to help. Many of our loans offer the flexibility for you to switch loans or adjust terms.

Learn more

If you’re planning renovations, want to consolidate your debts or simply need extra cash, borrowing additional funds with your existing home loan could be the perfect solution.

Learn more

Discover why your home loan repayments may change, and your options for repayment.

Learn more

To repay your loan within the agreed term or sooner, consider managing your home loan online and opening an interest off-set account.

Learn more

If your circumstances change, you may be able to access additional payments you’ve made.

Learn more

If you are thinking about selling/refinancing your property or paying out your loan, we can answer any questions you might have about the discharge process and your future banking needs.

Learn more

We can help

Ready to apply or want to discuss your home loan needs?

or

Already a customer banking online with us?

Save time by using your NetBank details. 

Apply in NetBank

New customer or don't bank online with us?

Apply online

or

or

Already a customer banking online with us?

Save time by using your NetBank details. 

Make appointment in NetBank

New customer or don't bank online with us?

Make an appointment online

or

Important information

* Restrictions apply to fixed rate home loans. 

^ Not available on all home loan types.

An annual fee and criteria applies to Wealth Package and terms and conditions are available from any branch.