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Repaying your home loan

We understand you might want to make some changes to your loan over its lifetime, or even pay it off early. Here you’ll find some useful tips on repaying your loan.

By managing your home loan in NetBank you can review transactions from as far back as two years ago, view loan statements as far back as seven years ago, change your repayment amounts or schedule additional repayments.

Change your repayments in NetBank

If you’re looking for a way to pay less interest whilst still having easy access to your money, opening an interest offset account is something to consider. Keep in mind interest offset isn’t available on all types of home loans.

If your circumstances do change, accessing additional home loan repayments you’ve made could be an option. Depending on your loan type you may be able to redraw your additional repayments or take a Repayment Holiday for up to 12 months.

If your circumstances unexpectedly change, and you think you’ll find it hard to meet your required repayments, we can help. Talk to one of our lenders to discuss your options, which can include extending your loan term to reduce your required monthly repayments.

More ways to manage your home loan

Important information

Applications for finance are subject to the Bank’s normal credit approval including a valuation if applicable. Full terms and conditions are included in the Loan Offer. Fees and charges are payable.

As this advice has been prepared without considering your objectives, financial situation or needs, you should before acting on this advice, consider its appropriateness to your circumstances. Terms and conditions for the transaction and savings accounts mentioned are available from or from any branch of the Bank. If you have a complaint, the Bank’s dispute resolution process can be accessed on 13 2221.