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Enjoy special discounts on loans, credit cards, everyday banking and insurance. Your Wealth Package savings include no establishment fees for selected home loans, no account fees for Everyday accounts, and no annual fees for selected credit cards.

We can tailor a home loan that's right for you, and provide the tools and insights to meet your needs.

Make an appointment with a Home Lending Specialist.

Apply for a home loan online and get a response in 60 seconds.


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Why choose a Wealth Package?

Discounted interest rate icon

Discounted interest rate

Discounts on a range of our standard variable rate and fixed rate home loans and Lines of Credit.

Fee savings icon

Fee savings

No establishment fees for selected home loans and no account fees for selected credit cards1 and Everyday accounts. The annual fee is $395.

Interest rates and fees

The Wealth Package:

  • Is available on a range of fixed and standard variable rate home loans and Lines of Credit
  • Requires an initial total home lending2 of at least $150,000 with us
  • $395 annual package fee
  • No establishment fee
  • No loan service fee
  • Save up to 0.70% p.a. on the standard variable rate
  • Save 0.15% p.a. on standard fixed rates

Borrowing options

Split the cost of a home with family or friends, while retaining individual control of your finances. Available on most home loans.

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Lenders’ Mortgage Insurance allows you to purchase a property with a smaller deposit, so you can own your home sooner.

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Get the finance you need to buy a new property, before you’ve settled on the sale of your existing one.

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A family member can help you secure a home loan, by mortgaging their own property as additional security.

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Another solution if you don't have a large deposit. Similar to Lenders' Mortgage Insurance (LMI), this additional home buying cost is added to your loan amount, so you don't have to come up with these additional funds up-front.

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Offset the funds in your linked accounts against the balance of your home loan, to potentially save thousands of dollars in interest and cut years off the term of your home loan.

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Learn more about home loans

Which rate is right for me?

Which rate is right for me?

Whether you choose a fixed rate or variable rate mortgage will depend on your individual circumstances and financial goals.

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Get pre-approval lifestyle image

Conditional pre-approval

Get obligation-free conditional pre-approval on your home loan, so you can start looking with confidence.^

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Important information

*Special Offer: Not available where the amount of the loan exceeds 90 per cent of the value of the security property, as determined by the Bank.

1 The primary credit card holder must be the same as the package holder for this benefit to apply.

2 . Total Home Lending balance is the sum of the account balance of home lending accounts and the credit limit of Viridian Line of Credit accounts that you have with us at the time you apply for Wealth Package.

Wealth Package Eligibility

To be eligible for Wealth Package, you must have a current home loan or line of credit with an initial ‘total home lending balance’ of at least $150,000 when you apply for Wealth Package. The package can only be established under one individual’s name or in the name of a corporate entity. It cannot be established in joint names or in the name of a business or family investment trust. Customers with Low Doc Loans are not eligible to apply for Wealth Package.

^ Provided the details initially agreed upon do not change, a Home Seeker loan approval guarantees the amount you can borrow, but not your interest rate. If you do not find a property and accept our formal loan offer within 90 days of the conditional pre-approval date, we will need to obtain from you updated financials and confirm that the loan still meets your needs and financial objectives.