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Benefits of a Wealth Package

Special discounts

Special discounts

Enjoy great discounted rates on our range of eligible home loans to help you pay off your home loan sooner.

Fee savings

Fee savings

Pay no upfront establishment fees, monthly loan service fees and annual credit card fees1 - all for an annual package fee of $395.

Range of loan options

Range of loan options

Whether you have a fixed or variable rate loan, a Viridian Line of Credit or a split loan, enjoy the package benefits across a range of home loans.

NetBank

Easy access

View your package details in NetBank anywhere and at any time. See which home loans and credit cards are receiving benefits, the interest and fee savings received, and more.

Wealth Package eligibility

Enjoy special discounts on loans, a credit card, Everyday Offset and insurance with our Wealth Package.

The Wealth Package is available on:

Requires an initial package lending balance of at least $150,0002.

 

Apply for a home loan online and get a response in 60 seconds.

Make an appointment with a Home Lending Specialist.

or

Already a customer banking online with us?

Save time by using your NetBank details.

Make appointment in NetBank

New customer or don't bank online with us?

Make an appointment online

or

Discounted rates and standard fees

  • Save up to 0.70% on Standard Variable Rates and Viridian Line of Credit
  • Save 0.15% on Fixed Rates
  • Save up to 15% on your CommInsure Home Insurance premium
  • Save up to 10% on your CommInsure Car Insurance premium
  • Save up to 5% on your Loan Protection Insurance premium

  • $395 annual package fee
  • $0 upfront establishment fee
  • $0 monthly loan service fee
  • $0 monthly fee on Everyday Offset
  • $0 annual fees on credit cards

 

Why choose CommBank?

Tailored rates

Tailored rates

Get a loan and interest rate tailored for you, bringing you the best deal for your situation.

All your banking in one place

All your banking in one place

Simplify your banking by having a total view of your home loan, insurance, and other banking together in NetBank and the CommBank app.

24/7 support

24 hour support

Our Australian based service team is there to help, 24 hours a day, 365 days a year.

Home Loan Calculators

Enter your income and expenses to get an estimate of how much you may be able to borrow for a home loan.

Use calculator

Estimate what your future repayments would be based on how much you want to borrow and the term.

Use calculator

Estimate the total cost of buying a property, including government costs, stamp duty and other costs.

Use calculator

Borrowing options

Split the cost of a home with family or friends, while retaining individual control of your finances. Available on most home loans.

Learn more

Lenders’ Mortgage Insurance allows you to purchase a property with a smaller deposit, so you can own your home sooner.

Learn more

Get the finance you need to buy a new property before you’ve settled on the sale of your existing one.

Learn more

A family member can help you secure a home loan by mortgaging their own property as additional security.

Learn more

Similar to Lenders’ Mortgage Insurance, this additional cost is added to your loan, so you don’t have to come up with these funds upfront.

Learn more

Offset the funds in your linked accounts against the balance of your home loan, to potentially save thousands of dollars in interest.

Learn more

We can help

Ready to apply or want to discuss your home loan needs?

or

Already a customer banking online with us?

Save time by using your NetBank details. 

 

Make appointment in NetBank

New customer or don't bank online with us?

Make an appointment online

or

Things you should know

1 Package holders are eligible for this benefit for any one eligible card account in their name.

2 'Package lending balance’ is the sum of the account balance of eligible home lending accounts and the credit limit of Viridian Line of Credit accounts that you have with us at the time you apply for Wealth Package. Eligible home loans are limited to those accounts that can be included in the Wealth Package.

Wealth Package Eligibility

To be eligible for Wealth Package, you must have a current eligible home loan or line of credit with an initial package lending balance 2 of at least $150,000 when you apply for Wealth Package. The package can be established in the name of one or two individual’s name/s, or in the name of a corporate entity. It cannot be established in the name of a business or family investment trust. Customers with Low Documentation loans are not eligible to apply for Wealth Package.

^ Provided the details initially agreed upon do not change, a Home Seeker loan approval guarantees the amount you can borrow, but not your interest rate. If you do not find a property and accept our formal loan offer within 90 days of the conditional pre-approval date, we will need to obtain from you updated financials and confirm that the loan still meets your needs and financial objectives.