Enjoy special discounts on loans, credit cards, everyday banking and insurance. Your Wealth Package savings include no establishment fees for selected home loans, no account fees for Everyday accounts, and no annual fees for selected credit cards.
Why choose a Wealth Package?
Interest rates and fees
The Wealth Package:
- Is available on a range of fixed and standard variable rate home loans and Lines of Credit
- Requires an initial total home lending2 of at least $150,000 with us
- $395 annual package fee
- No establishment fee
- No loan service fee
- Save up to 0.70% p.a. on the standard variable rate
- Save 0.15% p.a. on standard fixed rates
Learn more about home loans
*Special Offer: Not available where the amount of the loan exceeds 90 per cent of the value of the security property, as determined by the Bank.
1 The primary credit card holder must be the same as the package holder for this benefit to apply.
2 . Total Home Lending balance is the sum of the account balance of home lending accounts and the credit limit of Viridian Line of Credit accounts that you have with us at the time you apply for Wealth Package.
Wealth Package Eligibility
To be eligible for Wealth Package, you must have a current home loan or line of credit with an initial ‘total home lending balance’ of at least $150,000 when you apply for Wealth Package. The package can only be established under one individual’s name or in the name of a corporate entity. It cannot be established in joint names or in the name of a business or family investment trust. Customers with Low Doc Loans are not eligible to apply for Wealth Package.
^ Provided the details initially agreed upon do not change, a Home Seeker loan approval guarantees the amount you can borrow, but not your interest rate. If you do not find a property and accept our formal loan offer within 90 days of the conditional pre-approval date, we will need to obtain from you updated financials and confirm that the loan still meets your needs and financial objectives.