Key information & dates

On and from 14 March 2026
The Wealth Package will become part of eligible Standard Variable Rate home loan, Fixed Rate home loan and Viridian Line of Credit.2

Features & benefits

Special discounts

Standard Variable Rate Home Loan, get a discounted interest rate based on the Loan to Value Ratio (LVR)# and access to further interest rate discounts

Fixed Rate home loans and Viridian Lines of Credits* get access to further interest rate discounts in addition to the standard package benefit.

Save on fees

No upfront home loan establishment fees, monthly home loan service fees and a fee waiver on one eligible credit card¹ – just an annual package fee of $395.

Save on products

As part of the Wealth Package you’ll get special discounts on your eligible home loans and a fee waiver on one eligible credit card1.

Eligibility

family house

CommBank Yello

CommBank Yello is our customer recognition program – designed to shine the spotlight on you.

If you qualify as an eligible  CommBank Yello customer, you could benefit from a $4 per month cashback on your Package fee (up to $48 annually).

Rates & fees

  • Discounted interest rates

    • Save a minimum of 0.70% p.a., a discounted interest rate based on Loan to Value Ratio (LVR)# and access to apply for further interest rate discounts on a Standard Variable Rate home loan
    • Save a minimum of 0.70% p.a. on Viridian Line of Credit*
    • Save a minimum of 0.15% p.a. on Fixed Rate home loans
  • Fees

    • $395 annual Wealth Package fee. If you’re an eligible CommBank Yello customer you may receive a monthly cashback on your Package fee. 
    • $0 upfront home loan establishment fee (usually $600)
    • $0 monthly home loan service fee (usually $8)
    • $0 annual fees on one eligible credit card

Existing customers

Where can I check package benefits?

Speak to your Home Lending Specialist or log into NetBank or the ​CommBank app.

Check your Package benefits online

To check your package benefits, log into NetBank or the  ​CommBank app.

NetBank:

  1. Log on to NetBank
  2. Click on the Home Loan tab
  3. Click on 'Manage my loan'
  4. Click on 'Wealth Package benefits'

CommBank app:

  1. Log into the app
  2. Tap 'Accounts' and then 'Home Loan'
  3. Tap the 'Manage' button
  4. Tap the 'More info & settings' link. This will open a new window
  5. Tap the 'Manage my loan' tab
  6. Under ‘Summary’, tap on 'Wealth Package benefits'

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Get help from Ceba in the CommBank app or connect with a specialist who can message you back. You’ll need CommBank app notifications turned on so you know when you’ve received a reply. 

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Things you should know

  • 1 Each Wealth Package is entitled to this benefit for any one eligible card account in the name of a package holder. The credit card must be active on the credit card fee charging date to receive Package benefits.

    # From 19 November 2022, any new Standard Variable Rate home loans or top ups on existing Standard Variable Rate home loans, which are participating in a Package Agreement, are eligible for discounted interest rates based on LVR. For more information visit commbank.com.au/home-loans/standard-variable-rate.

    2 Prior to 14 March 2026: To apply for a Wealth Package, you must have an eligible home loan or line of credit with an initial package lending balance of at least $150,000 at the time of your application. Package lending balance is the sum of the account balance of eligible Standard Variable Rate home loans, Fixed Rate home loans that you have with us at the time you apply for Wealth Package. Please refer to the Wealth Package Fact Sheet and Package Terms and Conditions for full details.

    On and from 14 March 2026: The Wealth Package will become part of eligible home loans. Eligible home loans include: Standard Variable Rate home loans and Fixed Rate home loans. Eligibility also extends to Viridian Line of Credits which were receiving Package benefits on 13 March 2026, or where a customer/s holds a Viridian Line of Credit and applies for a Standard Variable Rate and/or Fixed Rate home loan after 14 March 2026.

    A non-refundable annual fee of $395 is payable in advance. The package can be established in the name of one or two individual’s name/s, or in the name of a corporate entity. It cannot be established in the name of a business or family investment trust.

    * On and from 3rd June 2023, Viridian Line of Credit is unavailable for new fundings and limit increases.