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Guidance to make the right decisions

What is an SMSF?

Like other super funds, SMSFs help you save for retirement. The big difference is that an SMSF is run by you, which is where the extra control, effort and responsibility comes in.

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Is an SMSF right for you?

As well as the knowledge and expertise required, there are risks and costs involved in running an SMSF that you need to fully consider before you decide to proceed.

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Setting up your SMSF

If you choose to set up an SMSF there are a number of decisions you’ll need to make, such as which trust structure to go with and the process you’ll follow.

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Talk to an SMSF specialist

Things you should know:

*Self-managed super fund statistical report – March, 2015, Australian Taxation Office.

This information is prepared by Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. Registered office: Ground Floor, Tower 1, 201 Sussex Street, Sydney, NSW 2000. For terms and conditions of the products mentioned, please visit any of our branches, or call us on 1800 138 363, Monday to Friday, 8.30am to 5.30pm AEST.

Commonwealth SMSF (the ‘Administration Service’) is a service offered by CommSec to assist in the administration and (where necessary) the establishment of self- managed super funds. CommSec has engaged SuperIQ Pty Ltd ABN 27 147 105 164 AFSL 406690 to provide self-managed super fund administration services and related technology services in relation to the Administration Service.

The information contained may include general advice but does not take into account the investment objectives, financial situation and needs of any particular individual or trustee of a self-managed super fund. You should assess with the help of legal, financial and taxation advice, whether the information is appropriate in light of your own circumstances before acting on it.