Features & benefits

  • $0 issue fee

    Order a Travel Money Card online or in branch for free. Load up to 13 currencies in NetBank and the CommBank app. Order online now.

  • Easy to budget

    Lock-in the exchange rate for up to 13 currencies. Always know how much you have to spend, no matter how the Australian dollar moves. Reload now.

  • Online, in-store, phone payments

    Use your Travel Money Card to pay for items at over 61 million locations anywhere in the world (wherever Visa is accepted) – online, in-store or over the phone. Check the fees.

  • Alerts when your balance is low

    We’ll tell you when your balance is low, so you can reload currency before it runs out. Opt in for free alerts.

  • Extra card security

    Lost or temporarily misplaced your card, or had it stolen? Lock it then let us know. Keep the money on your card secure, discover how.

  • Your purchases, covered

    Lost or stolen personal belongings? We may be able to cover the cost to repair or replace them up to 90 days after you’ve bought them. Here's more on that.

No reload fees

You can load up to 13 currencies on your Travel Money Card. When you’re ready to pay for something, the applicable currency will automatically be used for the country you’re in. 

Make sure you have enough of the correct currency on your card to avoid additional fees. If you don’t, we’ll use the next available currency instead, so long as there’s enough of it loaded on your card.

If you load multiple currencies on your Travel Money Card, you can change the order (the next available currency) anytime. 

Reload now

Lady travelling

Rates & fees

Type of fee or charge
When you pay it
How much it is
Card issue fee
When you open a new Travel Money Card account online via NetBank or in branch

Initial load/reload fee
When you initially load/reload funds onto your Travel Money Card or transfer funds from your Travel Money Card to an eligible CommBank account via NetBank or the CommBank app
The rate applicable is the CommBank Retail Foreign Exchange Rate at the time of the conversion. See current rate
Cash withdrawal fee
Whenever you withdraw cash from an ATM or over-the-counter (e.g. cash out at some convenience stores) outside of Australia1
AUD 3.50, or foreign currency equivalent using the Visa exchange rate at the time of the withdrawal. See Travel Money Card fees and charges for further information.
Currency conversion on purchases and withdrawals
When you use your card for a purchase or withdrawal in a currency that is not loaded on your card, or when we automatically transfer funds between the currencies on your card to enable the completion of the transaction
The rate applicable is the Visa exchange rate at the time of the conversion plus 3.00%.
Transfers between currencies
When you transfer funds from one currency to another on the same card or to another Travel Money Card account via NetBank or the CommBank app
Transferring from a foreign currency to another foreign currency:

The rate applicable is the CommBank Retail Foreign Exchange Rate at the time of the conversion. The applicable rate will be shown to you when completing the transfer and prior to you confirming.

Transferring from AUD to a foreign currency:

The rate applicable will be the CommBank Retail Foreign Exchange Rate at the time of the conversion. See current rate

Who can apply

  • To get your Travel Money Card, you’ll need to:

    • Be at least 14 years old;
    • Be registered to use NetBank;
    • Provide a valid email address; and
    • Have an Australian residential address

How it works

  • Before your trip

    1. Order a Travel Money Card in NetBank (or at your nearest branch) and load at least AUD 50 or the foreign currency equivalent to get started
    2. Once you’ve got your card, activate and set PIN online in NetBank or under Cards in the CommBank app
    3. Lock-in the rate by loading currency on your card in NetBank or the CommBank app
  • During your trip

    1. Keep your Travel Money Card and back-up card somewhere safe
    2. The local currency is automatically selected when you pay for something, if it’s loaded on your card
    3. Stick to daily transaction limits. Maximum value of purchases per day: Unlimited, however no more than your available balance. Maximum amount you can withdraw from over the counter per day: AUD 2,500 or foreign currency equivalent. Maximum amount you can withdraw from ATMs per day: AUD 2,500 or foreign currency equivalent. However, most ATM operators have a limit on how much you can withdraw from an ATM per transaction which may be less than our maximum
    4. Reload in real time, fee free if your balance gets low
  • When you’re home

    1. Got leftover currency? Exchange it for another currency or back into your CommBank account from NetBank or the CommBank app
    2. Top up your Travel Money Card (it’s valid for two years) in preparation for your next trip
    3. Donate your foreign (and local) currency to any CommBank or Bankwest branch and every cent will go to UNICEF

Planning an overseas trip?

Discover travel tips to help make the most of your European summer holiday.

See travel tips

Managing your Travel Money Card

You’ve got your new card, here’s how to get the most out of it.

Detailed info on getting started, loading and re-loading currencies, setting a currency order, checking the balance and tracking your spend. Plus info on Purchase Security Insurance Cover.

Discover more

Emergency support & tools

Things you should know

  • 1 The cash withdrawal fee will not apply to cash withdrawals made in Australia.

    As this advice has been prepared without considering your objectives, financial situation or needs, you should before acting on this advice, consider its appropriateness to your circumstances. The Product Disclosure Statement and Conditions of Use (PDF) issued by Commonwealth Bank of Australia ABN 48 123 123 124 for Travel Money Card should be considered before making any decision about this product. View our Financial Services Guide (PDF).

    For more information relating to the complimentary Purchase Security Insurance refer to Travel Money Card Complimentary Insurance Information Booklet (PDF).

    To raise a dispute related to your Travel Money Card please complete this form for transactions (PDF) or this form for ATM disputes (PDF).

    BPAY is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.

    Any withdrawal or balance enquiry fee will come from the currency for which you are using your card. If this currency is not loaded on your card, the fee will be taken from the first (or sole) currency loaded on your card. Any SMS balance alert fee will come from the first (or sole) currency loaded on your card.

    The target market for this product will be found within the product’s Target Market Determination, available here.