Features & benefits

$0 card issue fee

Order a Travel Money Card for free in branch or online (search 'Travel Money Card' in the CommBank app or log into NetBank).

Lock in exchange rates 

Load up to 13 currencies on one card before your trip, so you know how much you have to spend, no matter how the Australian Dollar moves.

Spend anywhere in the world 

Shop online, in-store, or over the phone wherever Visa is accepted, plus get access to Visa® travel offers.

Easily manage your travel budget

Manage your holiday money and track your spending via the CommBank app or NetBank.

Your purchases, covered

Lost or stolen personal belongings? We may be able to cover the cost to repair or replace them up to 90 days after purchase.2

Extra card security

Lost, misplaced or stolen card? Lock it and report it in the CommBank app or NetBank. 

Load up to 13 currencies on one account

  • Lock in exchange rates and load up to 13 currencies easily on one account – wherever you are in the world – through NetBank or the CommBank app:  

    • United States Dollars (USD)
    • Euros (EUR)
    • Great British pounds (GBP)
    • Australian Dollars (AUD)
    • Japanese Yen (JPY)
    • New Zealand Dollars (NZD)
    • Hong Kong Dollars (HKD)
    • Canadian Dollars (CAD)
    • Singapore Dollars (SGD)
    • Thai Baht (THB)
    • Vietnamese Dong (VND)
    • Chinese Renminbi (CNY)
    • Emirati Dirham (AED)

No load or reload fees

You can load up to 13 currencies on your Travel Money Card with no load or reload fees. The exchange rate is the CommBank Retail Foreign Exchange Rate at the time of the conversion.

When you’re ready to pay for something, we will always try to complete the transaction for the country you are in. Make sure you have enough of the correct currency for the country you’re in on your card to avoid additional fees. If you don’t have enough of the local currency, we’ll use the next available currency instead, so long as there’s enough of it loaded on your card.

If you load multiple currencies on your Travel Money Card, you can change the order (the next available currency) anytime online. 

Reload now

Lady travelling

Rates & fees

Type of fee or charge
When you pay it
How much it is
Card issue fee
When you open a new Travel Money Card account online via NetBank or in branch

Initial load/reload fee
When you initially load/reload funds onto your Travel Money Card or transfer funds from your Travel Money Card to an eligible CommBank account via NetBank or the CommBank app
The rate applicable is the CommBank Retail Foreign Exchange Rate at the time of the conversion. See current rate
Cash withdrawal fee
Whenever you withdraw cash from an ATM or over-the-counter (e.g. cash out at some convenience stores) outside of Australia1
AUD 3.50, or foreign currency equivalent using the Visa exchange rate at the time of the withdrawal. See Travel Money Card fees and charges for further information.
Currency conversion on purchases and withdrawals
When you use your card for a purchase or withdrawal in a currency that is not loaded on your card, or when we automatically transfer funds between the currencies on your card to enable the completion of the transaction
The rate applicable is the Visa exchange rate at the time of the conversion plus 3.00%.
Transfers between currencies
When you transfer funds from one currency to another on the same card or to another Travel Money Card account via NetBank or the CommBank app
Transferring from a foreign currency to another foreign currency:

The rate applicable is the CommBank Retail Foreign Exchange Rate at the time of the conversion. The applicable rate will be shown to you when completing the transfer and prior to you confirming.

Transferring from AUD to a foreign currency:

The rate applicable will be the CommBank Retail Foreign Exchange Rate at the time of the conversion. See current rate

Who can apply

  • To get your Travel Money Card, you’ll need to:

    • Be at least 14 years old;
    • Be registered to use NetBank, or register online
      New to CommBank? Sign up to NetBank at your nearest branch;
    • Provide a valid email address; and
    • Have an Australian residential address

How to apply

How it works

  • During your trip

    • The local currency will be automatically applied when you pay for something, as long as it’s loaded on your card and you have sufficient funds
    • Reload in real time, fee-free if your balance gets low
    • Stick to daily transaction limits
    • The maximum value of purchases per day is unlimited, however no more than your available balance
    • The maximum amount you can withdraw from ATMs per day is AUD 2,500 or the foreign currency equivalent. Keep in mind most ATM operators have a limit on how much you can withdraw from an ATM per transaction
    • The maximum amount for over-the-counter withdrawals per day is AUD 2,500 or the foreign currency equivalent.
  • When you’re home

    • Got leftover currency? Exchange it for another currency or back into your CommBank account from NetBank or the CommBank app
    • Top up your Travel Money Card (it’s valid for 4 years) in preparation for your next trip
    • Donate your foreign (and local) currency to any CommBank or Bankwest branch and every cent will go to UNICEF

How to manage your Travel Money Card

You’ve got your new card – here’s how to get the most out of it.

Find detailed info on getting started, loading and reloading currencies, setting a currency order, checking your balance and tracking your spend. Plus, info on Purchase Security Insurance Cover and access to Visa® travel offers.

Manage your Travel Money Card

Need foreign cash? Have it ready before you travel

If you’re a CommBank customer, you can buy or sell up to 9 foreign currencies at selected CommBank branches in exchange for Australian Dollars.

You can also order foreign cash in over 30 currencies online – even if you’re not a CommBank customer.

Discover Foreign Cash

Planning an overseas trip?

Discover travel tips to help make the most of your European summer holiday.

See travel tips

Emergency support & tools

Things you should know

  • 1 The cash withdrawal fee will not apply to cash withdrawals made in Australia.

    2 For more information relating to the complimentary Purchase Security Insurance refer to Travel Money Card Complimentary Insurance Information Booklet (PDF).

    As this advice has been prepared without considering your objectives, financial situation or needs, you should before acting on this advice, consider its appropriateness to your circumstances. The Product Disclosure Statement and Conditions of Use (PDF) issued by Commonwealth Bank of Australia ABN 48 123 123 124 for Travel Money Card should be considered before making any decision about this product. View our Financial Services Guide (PDF).

    To raise a dispute related to your Travel Money Card please complete this form for transactions (PDF) or this form for ATM disputes (PDF).

    Any withdrawal or balance enquiry fee will come from the currency for which you are using your card. If this currency is not loaded on your card, the fee will be taken from the first (or sole) currency loaded on your card. Any SMS balance alert fee will come from the first (or sole) currency loaded on your card.

    The target market for this product will be found within the product’s Target Market Determination, available here.