Business credit cards

Designed for businesses looking for a competitive interest rate or interest-free period. 

low rate credit card
  • 14.55% p.a. purchase interest rate
  • $0 annual fee
  • Minimum credit limit $500

Tell me more


Get $200 cashback

Apply by 28 October 2020 and spend $1,000 on eligible purchases using your new card by 31 January 2021.*

  • 17.57% p.a. purchase interest rate
  • $60 annual fee
  • Minimum credit limit $500
  • Up to 55 interest free days on purchases

Tell me more

Business Awards credit cards

Reward yourself for business spending plus get a competitive interest-free period on purchases.

Business Awards credit card

  • Earn 1 Awards point for every dollar spent using your Mastercard®2, up to 60,000 points a year
  • 20.74% p.a. purchase interest rate
  • $100 annual fee
  • Minimum credit limit $500

Tell me more

Business Platinum Awards credit card

  • Earn 1 Awards point for every dollar spent using your CommBank Awards Mastercard®2, up to 300,000 points a year
  • 20.74% p.a. purchase interest rate
  • $300 annual fee
  • Minimum credit limit $6,000
  • Extra features like international travel insurance1

Tell me more

Corporate credit cards

For medium to large businesses and corporates who want to manage their cashflow, monitor and analyse expenses and minimise costs.

Corporate Interest-Free Days card

Tell me more

Corporate Low Rate card

  • 14.55% p.a. purchase interest rate
  • Employee controls
  • Unlimited cardholders

Tell me more

More options for larger businesses and corporates

Ideal for large organisations with significant procurement spend who want to control costs and corporate spending.

Corporate charge card

  • Designed for large organisations with significant expenses
  • Minimise costs by setting controls for different cardholders
  • Reduce processing costs with electronic reporting and management

Tell me more

Procurement Management Account

  • For organisations with significant procurement expenditure
  • Assigned to an organisation or business unit rather than individual cardholders
  • Allows multiple authorised users to transact on the facility

Tell me more

Things you should know

* Offer available on new Low Rate, Low Rate Gold and Low Rate Business (personal liability) credit cards applied for between 1/7/2020 and 28/10/2020. Offer not available on all other card types including the CommBank Essentials credit card, existing cards, switches from other card types, and new Low Rate credit cards if you currently hold, or have held, any Low Rate card type in the 12 months prior. You will be ineligible for the cashback if your account is closed, switched to another card, or in default at any time prior to the cashback being credited to your account. To be eligible for the $200 cashback, you need to spend at least $1,000 on eligible purchases (not including balance transfers and cash advances) using your new card by 31/1/2021. Cashback will be credited within 90 days of you meeting the spend criteria and will appear on your statement as 'CASHBACK $200'. Cashback only available on one credit card per customer. We reserve the right to close the offer prior to 28/10/2020.

Cover is available for you, your spouse and your eligible accompanied children for return trips from Australia, up to a set period. You will need to activate your travel insurance before each trip to have a comprehensive level of cover. If you don’t activate you’ll receive personal liability cover and overseas emergency medical assistance and hospital expenses only. Restrictions, exclusions (including for pre-existing medical conditions and persons aged 80 years or over), limits, sub-limits and excesses may apply. Please refer to our Credit Card Insurances Product Disclosure Statement and Information Booklet available from or any branch for full details. Insurance is issued and administered by Cover-More Insurance Services Pty Ltd (AFSL 241713, ABN 95 003 114 145) on behalf of the insurer Zurich Australian Insurance Limited (AFSL 232507, ABN 13 000 296 640) for Commonwealth Bank of Australia.

2 Points are earned on eligible transactions and are subject to points capping. Refer to the CommBank Awards Program Terms and Conditions for more information.

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Commonwealth Bank of Australia ABN 48 123 123 124, Australian credit licence 234945.

Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in our Letter of Offer. Bank fees and charges may apply. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness to your circumstances. You can also download our Financial Services Guide (FSG) (PDF 59kb).

View Terms and Conditions for Electronic Banking (PDF 135kb), NetBank and CommBiz (PDF 325kb) and consider them before making any decision about these products. View our Certificate of Transit Accident Insurance (PDF) here and Certificate of Unauthorised Transactions Insurance here. Please view our Credit Card Conditions of Use.

The CommBank Business Credit Cards are Personal Liability Business Credit Cards. By applying, you (the individual that is applying for a Business Credit Card) acknowledge that the Business Credit Card you are applying for provides for Personal Liability. We will look to you (and no any company, partnership or other business entity that may employ or engage you) to recover all amounts charged using the Business Credit Card, including any amounts charged by an additional cardholder.